Flat-fee financial advisors in South Dakota
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a flat-fee financial advisor in South Dakota if you want clear, predictable costs while managing your investments or planning your estate. Without a clear fee structure, you risk paying more than expected or getting advice that favors commission-based products.
- Federal tax focus. Since South Dakota has no state income tax, ask how they optimize your federal tax situation, including sales and property taxes.
- Trust and estate expertise. South Dakota's favorable trust laws can offer unique estate-planning benefits; check if they understand these local advantages.
- Transparent fee structure. Confirm how their flat fees cover services so you know exactly what you’re paying for, avoiding surprises.
- Experience with privacy needs. Given the state's low population density, see if they accommodate clients seeking discreet financial planning.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Deidre B
Series 65
Rapid City, SD
Avantax Planning Partners, Inc.
Deidre Budahl offers flat-fee financial planning services in Rapid City, South Dakota, with a focus on tax-loss harvesting, retirement plans for business owners, and retirement income strategy. Her 10 years of experience, combined with Avantax Planning Partners' tax-intelligent investment approach and collaboration with independent CPA firms, provide a comprehensive service that balances tax optimization and wealth management, distinguishing her from other flat-fee advisors in the region.
Experience: 10 years
Avg account: $692,697
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Kris P
Series 66
Aberdeen, SD
NEwEdge Advisors
Kris Pearson offers flat-fee financial planning up to $200,000, making him suitable for clients seeking predictable costs in South Dakota. With 20 years of experience and a Series 66 designation, he specializes in retirement plans for business owners and serves a diverse clientele through NewEdge Advisors, a large firm providing both discretionary and non-discretionary portfolio management with regular reviews.
Experience: 21 years
Avg account: $813,531
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Douglas H
Series 63, Series 66
Sioux Falls, SD
Empower Advisory Group
Douglas Hortness offers flat-fee financial planning in South Dakota with clear one-time fees ranging from $199 to $499 and monthly subscriptions of $15 or $29, making costs predictable for retirement and income strategy needs. His 12 years of experience at Empower Advisory Group, a large firm focused on employer-sponsored retirement plans and long-term portfolio management, distinguishes him from advisors with less institutional integration or different fee structures.
Experience: 12 years
Avg account: $565,063
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Randy D
Series 65
Sioux Falls, SD
Frontier Financial Partners, LLC
Randy Dooyema offers flat-fee financial advisory services in South Dakota, specializing in factor investing, income planning, and tax-loss harvesting, which can help optimize your federal tax situation and investment strategy. His firm uses a core-and-satellite approach with passive and active funds, and he provides flexible retainer and due diligence agreements, making his services adaptable compared to others who may have fixed AUM fees or less diversified investment methods.
Experience: 5 years
Avg account: $283,088
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Lori W
Series 63, Series 65
Sioux Falls, SD
Wells Fargo Advisors
Lori Wiese offers flat-fee financial advisory services in Sioux Falls, South Dakota, suitable for clients seeking predictable costs in managing investments or estate planning. Affiliated with Wells Fargo Clearing, she brings 14 years of experience and serves high-net-worth clients through a large firm that employs an IPS-driven approach incorporating modern portfolio theory and diverse investment options.
Experience: 14 years
Avg account: $514,335
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