Top financial advisors in Sebring, FL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're moving to Sebring, FL, or managing wealth here, you need an advisor who understands how Florida's tax landscape affects your finances. A common mistake is assuming no state income tax means low overall taxes, which overlooks property and sales taxes that can impact your planning.
- Federal tax focus. Confirm how they integrate federal income tax strategies with Florida's unique tax environment.
- Property tax insight. Ask how they help manage or plan around Florida's property tax and homestead protections.
- Wealth migration experience. Look for advisors familiar with clients relocating to Florida for tax or lifestyle reasons.
- Long-term planning. Ensure they consider how tourism-driven taxes might affect your spending and investment decisions over time.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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John S
Series 63, Series 65
Sebring, FL
Second Half Financial Partners, LLC
John Swaine offers 26 years of experience in retirement income strategy and tax-loss harvesting, making him well-suited for managing wealth in Sebring's unique tax environment. His firm serves first responders and business owners with discretionary investment management, charging up to 2% annually on assets under management, which may appeal to clients seeking seasoned, independent guidance with a focus on long-term, diversified portfolios.
Experience: 26 years
Avg account: $260,979
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Matthew G
Series 66
Sebring, FL
Raymond James & Associates
Matthew Grubb's experience with Raymond James & Associates in Sebring, FL, equips him to navigate Florida's unique tax environment, including property and sales taxes, for effective retirement and wealth management. His flat-fee structure and background with a large firm offer clients transparent pricing and access to diverse financial planning services, distinguishing him from advisors with different fee models or smaller practices.
Experience: 9 years
Avg account: $788,879
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Justin B
Series 65
Sebring, FL
AE Wealth Management, LLC
Justin Biance offers expertise in tax-loss harvesting and retirement plans for business owners, which is valuable for managing wealth in Sebring's unique tax environment. Operating within AE Wealth Management, a large SEC-registered firm, he provides flexible fee structures including flat fees and negotiable AUM rates, catering to self-employed clients and founders with 11 years of experience.
Experience: 12 years
Avg account: $387,358
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Paul C
Series 63, Series 65
Sebring, FL
Cetera
Paul Clough's 23 years of experience and dual role as a CPA and financial advisor at Cetera equip him to navigate Sebring's unique tax environment, including property and federal tax strategies. His flat-fee planning options and focus on high earners approaching retirement distinguish him from others, while Cetera's large network supports diverse portfolio management approaches.
Experience: 23 years
Avg account: $306,089
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Michael F
Series 63, Series 65
Sebring, FL
Merit Financial Advisors
Michael Fitch's 40 years of experience and Series 63 and 65 licenses equip him to navigate Sebring's unique tax environment, including property and sales taxes. His firm, Merit Financial Advisors, manages $10.6 billion with a long-term, diversified investment approach, offering flat-fee and hourly financial planning options, which may appeal to clients seeking flexible fee structures and seasoned guidance in Florida.
Experience: 40 years
Avg account: $897,421
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