Top roth conversion strategy financial advisors in Tempe, AZ
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're considering a Roth conversion, it's often because you're looking to manage your future tax burden or plan for retirement income flexibility. A common mistake is treating the conversion as a simple tax event rather than a strategic, multi-year decision.
- Tax bracket management. Ask how they plan conversions to keep you in lower tax brackets over several years, not just for the current tax season.
- Timing with retirement milestones. Confirm how they align conversions with your retirement age and income changes to avoid unexpected tax hits.
- Coordination with other accounts. See if they consider which accounts to convert first based on your overall financial picture, not just balances.
- Local tax implications. Since Tempe, AZ has relatively low property taxes and popular 55+ communities, ask how they factor state and local tax rules into your conversion strategy.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Raman S
VerifiedCFP®, Series 66, EA
Phoenix, AZ
Singh PWM LLC
Raman Singh specializes in Roth conversion strategy and retirement income planning, with 14+ years of experience and credentials including CFP® and Enrolled Agent, enabling integrated tax and retirement planning. Operating an independent firm with transparent flat fees, he offers personalized attention in the Phoenix area, differentiating himself by combining tax representation and retirement strategy without commission conflicts.
Experience: 11 years
Avg account: $1,562,500
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Yijuan Z
Series 66
Phoenix, AZ
Merrill
Yijuan Zheng specializes in Roth conversion strategy and retirement income planning, leveraging 16 years of industry experience at Merrill Lynch, a large firm known for comprehensive wealth management. Her expertise includes managing equity recipients and alternative investments, and she integrates tax minimization and estate planning into her strategies, offering a broad approach compared to advisors focused solely on conversions.
Experience: 16 years
Avg account: $860,085
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Jake U
Series 65
Tempe, AZ
Arbor Wealth Management, LLC
Jake Ulrich specializes in Roth conversion strategies in Tempe, AZ, with 13 years of experience and a Series 65 designation. His firm, Arbor Wealth Management, uses model-driven, ETF-focused investment strategies and serves individuals, high-net-worth clients, and small businesses, managing about $107 million across 105 households. Compared to others, his independent status and hourly financial planning fee of $250 offer flexible engagement options.
Experience: 13 years
Avg account: $1,239,771
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Dennis Z
Series 63, Series 65
Phoenix, AZ
Sequent Planning, LLC
Dennis Zaderaka offers extensive expertise in Roth conversion strategy and retirement income planning, supported by 42 years of industry experience and Series 63 and 65 licenses. Operating from Phoenix, AZ, his firm provides flat-fee and negotiable AUM fee structures, serving a diverse client base including business owners and executives, which may offer more tailored options compared to advisors focused solely on individual investors.
Experience: 42 years
Avg account: $98,000
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Muhammad S
Series 66
Phoenix, AZ
T. Rowe Price Advisory Services, Inc.
Muhammad Sobki specializes in Roth conversion strategy and retirement income planning, leveraging 12 years of experience and a Series 66 designation at T. Rowe Price Advisory Services, Inc. His firm employs tax-aware strategies and model portfolios with mutual funds and ETFs, offering a structured approach to managing tax brackets over multiple years. Compared to others, his large-firm background and use of Monte Carlo simulations provide a data-driven retirement projection tailored to individual investors near Tempe, AZ.
Experience: 12 years
Avg account: $436,332
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