Independent, roth conversion strategy financial advisors in Tempe, AZ
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you're considering a Roth conversion, it's often because you're planning for retirement and want to manage your future tax burden carefully. A common mistake is treating the conversion as a simple tax event rather than a strategic, multi-year decision that aligns with your retirement timeline.
- Tax timing insight. Look for advisors who explain how they plan conversions around your expected income changes and tax brackets over several years.
- Account sequencing. Ask how they decide which accounts to convert first, ensuring the order supports your long-term withdrawal strategy.
- Coordination with tax professionals. Confirm they work closely with your tax preparer to handle state taxes and Medicare premium impacts effectively.
- Independent advice. Since these advisors operate independently, they can offer recommendations without firm product constraints, focusing on what fits your situation best.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Steven S
Series 63, Series 65
Gilbert, AZ
Smartt Wealth Solutions, LLC
Steven Smartt specializes in Roth conversion strategy and general retirement planning, bringing 29 years of experience to clients in the Tempe area. His firm offers flat-fee financial planning ranging from $500 to $5,000 and collaborates with tax professionals and investment platforms, providing a comprehensive approach that balances personalized planning with coordinated support, distinguishing him from other independent advisors nearby.
Experience: 29 years
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Raman S
VerifiedCFP®, Series 66, EA
Phoenix, AZ
Singh PWM LLC
Raman Singh specializes in Roth conversion strategy and retirement income planning, leveraging his CFP® and Enrolled Agent credentials to integrate tax and investment decisions effectively. Operating independently with a transparent flat-fee structure, he offers personalized advice from his Phoenix-based firm, focusing on clients approaching retirement and Gen X individuals, distinguishing him from advisors with larger client loads or commission-based models.
Experience: 11 years
Avg account: $1,562,500
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Richard O
Series 65
Scottsdale, AZ
Camden Financial Management, Inc.
Richard Oldenburg specializes in Roth conversion strategy and general retirement planning, bringing 30 years of experience from his independent firm in Scottsdale, AZ. His flat-fee structure and focus on high-net-worth clients, combined with a strategic asset allocation approach and tax-aware practices, differentiate him from others by offering personalized, comprehensive financial planning with a high-touch service model.
Experience: 30 years
Avg account: $3,925,114
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Jake U
Series 65
Tempe, AZ
Arbor Wealth Management, LLC
Jake Ulrich specializes in Roth conversion strategies and operates independently in Tempe, AZ, offering tailored advice without product constraints. With 13 years of experience and a Series 65 designation, he employs model-driven, ETF-focused investment strategies guided by risk scores and modern portfolio theory, managing $107 million for about 105 client households, which may appeal to clients seeking a disciplined, research-based approach.
Experience: 13 years
Avg account: $1,239,771
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Dennis Z
Series 63, Series 65
Phoenix, AZ
Sequent Planning, LLC
Dennis Zaderaka specializes in Roth conversion strategy and retirement income planning, bringing 42 years of experience from Phoenix, AZ. His firm, Sequent Planning, LLC, offers independent advice with flat-fee and negotiable AUM options, serving a diverse client base including business owners and nonprofits, which may provide broader strategic insights compared to advisors focused solely on individual clients.
Experience: 42 years
Avg account: $98,000
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