Top financial advisors in Utica, NY
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
You might seek a financial advisor in Utica, NY when you're navigating complex estate planning, especially if your assets approach the state estate tax exemption. A common mistake is underestimating the estate tax cliff, which can trigger unexpectedly large tax bills just above exemption thresholds.
- Estate tax expertise. Confirm the advisor understands New York's estate tax rules and how to plan around exemption limits.
- Asset valuation strategies. Ask how they approach valuing assets to minimize estate tax exposure without sacrificing your legacy goals.
- Trust and will coordination. Ensure they coordinate estate plans with legal documents to align tax and inheritance outcomes.
- Long-term planning focus. Look for advisors who consider how changes in laws or your circumstances might affect your estate plan over time.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Joseph L
Series 63
Utica, NY
Quartz Partners Investment Management
Joseph Leo's two decades of experience and Series 63 designation equip him to navigate complex estate planning challenges in Utica, NY, particularly with Quartz Partners' model-based investment management approach. His independent status and involvement with local nonprofits add a community-focused perspective, while the firm's fee structure offers options between active and passive strategies, distinguishing him from other advisors in the area.
Experience: 21 years
Avg account: $486,570
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Mark F
Series 63
Utica, NY
Primerica Advisors
Mark Foresti's 25 years of experience at Primerica Advisors in Utica, NY, equip him to navigate complex estate planning with a focus on tax-loss harvesting and income planning. His firm offers discretionary asset management with model strategies and separately managed accounts under a tiered wrap-fee, differentiating him through a large-firm structure and a seasoned approach.
Experience: 25 years
Avg account: $228,117
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James C
Series 65, Series 63, Series 66
Utica, NY
LPL Financial
James Chase in Utica, NY, offers expertise in wealth management and retirement plans for business owners, supported by 13 years of experience and Series 63, 65, and 66 credentials. Affiliated with LPL Financial, a large firm providing diverse client services and in-house research, he charges flat fees for financial planning, distinguishing him from advisors with hourly rates or smaller firm affiliations.
Experience: 13 years
Avg account: $399,489
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Constance S
Series 63, Series 65
Utica, NY
LPL Enterprise
Constance Smith in Utica, NY, offers 14 years of experience and expertise in general retirement planning and tax-loss harvesting, which can support complex estate planning near New York's estate tax exemption. Affiliated with LPL Enterprise, a large firm using model portfolios and offering flat-fee financial planning, she serves diverse clients including self-employed individuals and business owners, providing a structured yet flexible approach compared to smaller firms.
Experience: 15 years
Avg account: $239,757
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John C
CFA®
Utica, NY
Adirondack Financial Services Corp
John Clark, a CFA® charterholder based in Utica, NY, offers wealth management and retirement planning services tailored for business owners, which can support complex estate planning needs near state tax exemption thresholds. His firm, Adirondack Financial Services Corp, manages $412 million using a client-specific investment process, charging a 1% AUM fee, and serves a diverse client base including trusts and defined benefit plans, distinguishing him from advisors with narrower focuses.
Experience: 3 years
Avg account: $593,768
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