15 Equity
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
15 Equity provides discretionary and non‑discretionary asset management to individuals, trusts, estates, private foundations, and business owners, with a focus on clients nearing or in retirement. Services include individualized portfolio management across concentrated equity allocations, customized fixed‑income portfolios, and separately managed account solutions delivered through both traditional and automated platforms.
The firm follows a fundamental, value‑oriented approach for its Focused Equity strategy—typically a concentrated portfolio of about 15 stocks emphasizing businesses with recurring revenue, low capital needs, and durable competitive advantages—and constructs custom fixed‑income sleeves intended for preservation, income, and liquidity. 15 Equity maintains and discloses a long‑running Focused Equity composite and provides performance results that include periods managed by predecessor advisers, reflecting its continuity of strategy over time.
Compared with many supported peers, the firm stands out for continuing legacy strategies from predecessor advisory organizations and for formal affiliations that enable it to deliver those strategies to other independent advisers. It also combines a relatively concentrated equity approach, bespoke bond portfolios, and an automated management option for third‑party advisors—features that are less common among similar small supported firms.
Client services
Expertise
Demographic focus
Fee options
up to 2.00% annually, negotiable on a client-by-client basis
Account minimum: $1,000,000
Main office
10 East Yanonali Street, Suite 109
Santa Barbara CA 93101
Advisors at this office
3
Most active in
California · Louisiana · North Carolina · Texas
Also doing business as
15 Equity · 15 Equity, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Ryan L
CFA®, Series 65
Santa Barbara, CA
15 Equity
Ryan Lowe is a CFA® charterholder with 21 years of industry experience. He has been with 15 Equity since 2020 and concurrently associated with Lucia Wealth Services since 2014. Outside of his advisory roles, he is a member of Montecito Venture Partners, an investment partnership. 15 Equity provides discretionary and non-discretionary asset management to individuals, trusts, estates, private foundations, high-net-worth individuals, and business owners. The firm employs a focused equity strategy and custom fixed-income portfolios, serving both clients directly and independent advisers through separately managed accounts and an automated investment platform.
Christopher M
Series 65
Santa Barbara, CA
15 Equity
Christopher Mendoza is a financial advisor with 19 years of industry experience, currently serving at 15 Equity. He holds a Series 65 designation and has worked at 15 Equity LLC since 2021. Prior to that, he spent 17 years at Graham Investment Management Inc. Mendoza is also a director at the Jing Institute, a Chinese cultural center focused on language and culture education, and serves as vice president and co-owner of Vx Logistics, a freight shipping and trucking company. 15 Equity provides discretionary and non-discretionary asset management primarily to individuals, trusts, estates, private foundations, and business owners approaching or in retirement. The firm follows a value-oriented, fundamental approach with a concentrated equity portfolio and customized fixed-income solutions designed for preservation, income, and liquidity.
Lance H
Series 65
Santa Barbara, CA
15 Equity
Lance Helfert is a financial advisor at 15 Equity with 10 years of industry experience and holds a Series 65 designation. He has worked at 15 Equity since 2020 and is also affiliated with Lucia Wealth Services. Outside of advisory roles, he is involved as a member of Montecito Venture Partners, LLC and Twenty2 LLC, and serves as a trustee for two family trusts. 15 Equity provides discretionary and non-discretionary asset management to individuals, trusts, estates, private foundations, high-net-worth individuals, and business owners. The firm employs a fundamental analysis-based investment process with a focused equity strategy and custom fixed-income portfolios, and it supports independent advisers through model strategy distribution and platform services.
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