25 Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
25, LLC provides discretionary asset management and ongoing financial planning to individual and high‑net‑worth clients. The firm also offers estate‑planning coordination through the Vanilla third‑party platform, assists with retitling accounts to align with estate plans, and performs due diligence services for third‑party companies.
Investment programs are tailored to client goals and risk tolerances and use a mix of fundamental, technical, charting, and cyclical analysis with periodic portfolio reviews and tax‑aware monitoring. The firm discloses that it may receive performance‑based compensation in certain instances through a share of managers’ carried interest for alternative investments, with those arrangements structured outside of client accounts.
A notable feature is that some investment advisor representatives maintain outside roles as registered representatives of GreatPointCapital, LLC and as licensed insurance agents, which can result in separate commission‑based compensation and potential conflicts of interest the firm discloses. The brochure also notes the firm accepts limited custody for fee billing and, in some cases, client login credentials for held‑away retirement accounts (requiring an annual independent surprise audit), and that it may receive reimbursements from sponsors for due diligence and marketing activities.
Client services
Expertise
Fee options
Financial planning fees $2,000 to $5,000; Estate planning coordination fees up to $15,000
$0 - $250,000: 1.50% annually $250,001 - $500,000: 1.25% annually $500,001 - $2,000,000: 1.00% annually $2,000,001+: 0.90% annually
Investment Advisor Representatives receive external compensation for sale of securities and insurance products as Registered Representatives and insurance agents
May receive performance-based fees or carried interest from alternative investment partners; no performance fees are charged directly to client accounts
Fee-only: Financial planning flat fees between $2,000 and $5,000; Estate planning coordination fees up to $15,000 depending on complexity
Main office
See office135 West Adams Avenue
Saint Louis MO 63122
Advisors at this office
7
Offices (3)
Most active in
Alaska · Arizona · California · Colorado · Florida · Georgia · Illinois · Iowa · Kansas · Louisiana · Missouri · Nebraska · New Hampshire · New Mexico · New York · North Carolina · Ohio · Oregon · Pennsylvania · Tennessee · Texas · Virginia · Washington · Wisconsin
Also doing business as
25 Financial · 25, LLC · T. Moore Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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Advisors at this firm
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