Watkinsville, GA Office

34 Financial, LLC provides discretionary investment management and ongoing financial advice to individuals (including high net worth clients), corporations, retirement plans, trusts, and other institutions. The firm operates as a small team managing roughly $101 million across about 90 client relationships and offers portfolio management and related advisory services.

The firm develops client-specific investment policies from an intake questionnaire and demographic and financial information, using fundamental, technical and cyclical analysis to construct and monitor portfolios. Portfolio management is exercised on a discretionary basis and, when suitable for a client’s objectives and risk tolerance, can include the use of margin, options, leveraged/inverse ETFs and structured products; the firm also recommends a major custodian to hold client assets.

Notably, 34 Financial is a recently formed adviser (established in 2023) that has made recent material disclosures to its brochure, including revisions to its fee schedule and other updates, which the firm makes available to clients. Prospective clients should also note operational features disclosed in the brochure—such as the firm’s ability to deduct fees from client accounts (constructive custody) and its permissive approach to a broad set of instruments—when evaluating fit.