3A Financial Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides financial planning and investment advisory services to individuals, high‑net‑worth clients, trusts, foundations, estates, and other charitable or institutional entities. Beyond investment management and planning, the firm’s principal also conducts separate tax/accounting and insurance-related activities and may refer clients to other specialists for implementation.
Investment decisions are implemented on a primarily non‑discretionary basis, with the firm collaborating with clients and obtaining approval before executing trades; the investment process emphasizes fundamental analysis, diversified asset allocation using mutual funds and ETFs, and a long‑term orientation with periodic rebalancing. For more complex situations the firm may document objectives and constraints in an investment policy statement and provides ongoing monitoring with formal reviews at least annually.
Compared with many independent advisers, the firm’s client mix notably includes charitable organizations and other institutional‑style clients, and most assets are managed non‑discretionarily—both of which are less common in its peer group. The firm also operates multiple related activities (CPA/tax and accounting services for individuals and not‑for‑profits, insurance licensing, and participation on an institutional custodian/platform with a wrap‑fee option), which can influence how services are coordinated and executed.
Client services
Expertise
Fee options
Fixed financial planning fees up to $10,000 per engagement
$0+: 1.00% to 2.00%, negotiated case-by-case +: Fees apply quarterly in advance based on assets as of prior quarter end
Hourly project-based financial planning engagements
Annual retainer financial planning fees up to $10,000, invoiced quarterly in advance
Minimum fee: Fixed financial planning fees up to $10,000 per engagement; annual retainer fees up to $10,000 Fee-only: Investment advisory fees and financial planning fees; no commissions received by 3AFG for securities transactions
Main office
Huntersville NC
Advisors at this office
1
Most active in
Louisiana · Michigan · North Carolina
Also doing business as
3 A Financial Group LLC · 3 A Financial Group, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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