Jacksonville, FL Gate Parkway Office
TeamData sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
49 Financial
Multi-team
Firm-wide stats for 49 Financial
About
49 Financial serves a mix of individual and institutional clients—including retail and high‑net‑worth individuals, trusts, estates, corporations, and retirement plans—providing financial planning (project and ongoing), advanced planning, retirement‑plan consulting, and discretionary and non‑discretionary investment management. The firm also offers tiered fractional family office services (standard and premium) alongside access to third‑party managers and implementation of legacy positions and employer‑sponsored products.
The firm’s investment approach emphasizes disciplined, long‑term diversified asset allocation grounded in a derivative of Modern Portfolio Theory, combining fundamental, cyclical, technical and behavioral analysis. It manages proprietary model portfolios (and may use externally provided models via a technology platform), favors mutual funds and ETFs over individual stocks, monitors models through an Investment Committee, and periodically rebalances with an emphasis on client behavioral coaching.
Distinctive features compared with many multi‑team peers include that some supervised persons are registered representatives of a broker‑dealer and are licensed insurance agents, and the firm’s advisors may receive commission‑based compensation and outside compensation for insurance and securities sales—arrangements that the firm discloses as potential conflicts of interest. 49 Financial also maintains notable third‑party and referral relationships (including use of an OCIO/model provider through a platform, ownership and profit‑sharing interests with that provider, and referral arrangements for premium‑financed life insurance and other services) and operates a formal fractional family office offering with high net‑worth eligibility requirements, all of which affect how it implements and recommends certain solutions.
Based on 49 Financial
Expertise
Based on 49 Financial
Location
5011 Gate Parkway, Building 100, Suite 100
Jacksonville FL 32256
Advisors at this office
3
Advisors at this office
Lauren M
Series 63, Series 65
Jacksonville, FL
49 Financial
Lauren Matheu is a financial advisor at 49 Financial with two years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Oakwood Capital Securities, Inc. and PKS Investments. In addition to her advisory role, Matheu provides fixed insurance services as a licensed insurance agent. 49 Financial serves individual and institutional clients, offering financial planning, retirement-plan consulting, and investment management with an emphasis on disciplined, long-term diversified asset allocation. The firm provides tiered fractional family office services and access to third-party managers, combining fundamental, cyclical, technical, and behavioral analysis in its investment approach.
James S
Series 65
Jacksonville, FL
49 Financial
James Scheper is a financial advisor with 49 Financial in Jacksonville, FL, holding a Series 65 credential and one year of industry experience. Prior to joining 49 Financial, he worked at Pueblo Restaurant and has a background that includes roles at the University of Florida and the Law Offices of J. Scott Scheper. Outside of finance, he operates a personal photography business. 49 Financial serves individual and institutional clients, providing a range of financial planning and investment management services. The firm employs a disciplined, long-term, diversified asset allocation approach and offers tiered fractional family office services alongside access to third-party managers.
Matthew F
Series 63, Series 65
Jacksonville, FL
49 Financial
Matthew Foxhall is a financial advisor with 22 years of industry experience, currently affiliated with 49 Financial. He holds the Series 63 and Series 65 licenses and has worked at firms including Equitable Advisors and Purshe Kaplan Sterling Investments. He also holds a role as an agent involved in the sales of fixed and traditional insurance products. 49 Financial serves a diverse client base, including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, advanced planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term, diversified asset allocation strategy informed by multiple analytical approaches and manages proprietary and external model portfolios with an emphasis on behavioral coaching.
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