A&G Financial Management, LLC

A&G Financial Management, LLC provides ongoing discretionary portfolio management to individuals, high-net-worth clients, and business entities, and it prepares written Investment Policy Statements to guide asset selection across mutual funds, equities, bonds, ETFs, REITs and other common securities. The firm reports about $23.5 million in discretionary assets under management and serves both individual and institutional-type client relationships, including pension and profit-sharing accounts.

Its investment approach draws on multiple methods of analysis — charting, fundamental, technical and cyclical — and implements a range of strategies from long-term holdings to short-term trading, margin, short sales and options writing. Client risk tolerances and time horizons are documented in the Investment Policy Statement and accounts are reviewed at least monthly by the firm’s designated reviewer; the firm also acknowledges fiduciary duties when advising retirement accounts.

Compared with many solo independent advisers, the firm’s client mix notably includes pension/profit‑sharing and other institutional clients, a less common service set for firms of this size. The brochure also discloses a prior regulatory consent order that was resolved by payment of a $3,000 civil penalty related to deficiencies in client agreement documentation and capital reporting, and firm management emphasizes retirement-plan and executive-service credentials (including AIF and PRP designations) relevant to its plan work.