AA Financial Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
AA Financial Services is a state-registered, single-advisor practice that provides financial and retirement planning and consultative investment advice to individuals, nonprofit organizations, and small businesses. Services are delivered on a non-discretionary basis as advisory consultations and periodic portfolio reviews rather than continuous discretionary portfolio management.
The firm combines fundamental and technical analysis with a primary emphasis on asset allocation and a passive, long-term equity approach, supplementing security selection and limited market timing for shorter-term objectives; permissible investments are limited to exchange-listed equities, major index constituents, index funds, and cash equivalents. Clients receive scheduled six-month and annual reviews and written reports, and the firm does not take custody of client assets or exercise trading discretion.
Noteworthy aspects include the owner’s concurrent, long-established CPA practice and the firm’s explicit affiliation with accounting services; advisory work is integrated into that professional practice and the firm refrains from providing audit services to its advisory clients to avoid conflicts of interest. The firm operates at a very small scale with no regulatory AUM and a handful of clients, using fixed and hourly arrangements in the initial year with the option to transition to a percentage-based annual fee for larger portfolios after the first year.
Client services
Expertise
Fee options
Fixed fees as specified for first year totaling $2,000
$300 per hour for investment consultation services
Account minimum: $100,000 for annual AUM fee starting second year Minimum fee: Fixed fees totaling $2,000 for the first year (upon contract signing $400; upon completion of plan and implementation $600; six-month review $500; one-year review $500)
Main office
Kirkland WA
Advisors at this office
1
Most active in
Washington
Also doing business as
Aa Financial Services · Castaneda, Cesar Quijano
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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