Cibao Wealth Management
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About
Accessible Financial Planning LLC is a state-registered investment adviser founded in 2024 that provides investment management and financial planning services. Although categorized as an investment manager that often serves pooled or institutional assets, the firm’s brochure also describes services for individuals and high‑net‑worth clients, including portfolio management, project-based planning, and an ongoing individualized financial program.
The firm’s approach blends passive portfolio construction (using index mutual funds and ETFs) with fundamental analysis to establish asset allocation and security selection. It also works with third‑party sub‑advisers—assisting clients in selecting and monitoring those managers—and implements discretionary accounts with periodic reviews of client plans.
What is distinctive for a firm of this size and category is its programmatic offering of educational seminars and workshops, its documented process for recommending and conducting due diligence on other advisers, and its availability of hourly and fixed‑fee planning engagements. The practice is small and recently established, led by a single CFP professional and currently reports no assets under management, which may affect its scale and operational resources compared with larger managers.
Client services
Expertise
Fee options
Fixed fees for educational seminars ranging from $0 to $50,000 per event
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.80% $2,000,001 - $4,000,000: 0.60% $4,000,001+: Negotiable
$300 per hour for project-based financial planning
Minimum fee: $4,200 minimum annual fee for Individualized Financial Program (IFP) Fee-only: Financial planning services via Individualized Financial Program (IFP) at $350 to $1,000 per month billed monthly, totaling $4,200 to $12,000 annually; Project-based hourly financial planning at $300/hour; Educational seminars with fixed fees ranging from $0 to $50,000 per event
Main office
Miami Lakes FL
Advisors at this office
1
Most active in
Florida
Also doing business as
Accessible Financial Planning LLC · Cibao Wealth Management
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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