A complete list of active advisors currently associated with Affordable Life Plans, LLC
Warmer can help you find a great advisor at Affordable Life Plans, LLC or one who fits your needs even better.
Affordable Life Plans, LLC provides financial planning and Life Plan services primarily to individual clients, with a particular focus on student loan consolidation and loan forgiveness alongside retirement, cash-flow, and college planning. The firm offers bundled planning packages that include ongoing advice and quarterly portfolio updates, and it does not custody client assets or execute client trades. Investment recommendations are built around Modern Portfolio Theory, typically implemented with diversified mutual-fund allocations and quarterly rebalancing; the firm uses third‑party tools such as eMoney and Morningstar to construct and deliver plans. Affordable Life Plans operates on a non‑discretionary basis—clients retain authority to implement recommendations—and it recommends custodians (e.g., TD, Fidelity) for account implementation rather than executing trades itself. Noteworthy distinctions include the firm’s non‑discretionary asset profile (the brochure reports $3,237.68 in non‑discretionary AUM and no discretionary AUM) and its use of fixed, bundled planning fees instead of a percentage‑of‑AUM fee model common among investment managers. The firm is small and owner‑managed and combines advisory work with related outside activities (an insurance agency and debt‑management entities), while serving predominantly non‑high‑net‑worth individuals with student‑loan needs—an atypical client focus for a firm in this category.
To learn more about the advisors currently working at Affordable Life Plans, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.
Name |
Location |
Years of experience |
|---|---|---|
Frisco, TX
| 10
|
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