Alba Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$2,915,846
Clients
27
Advisors
1
of 1 employees
About
ALBA Financial provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), charitable organizations, corporations and other businesses, and also advises on employer retirement plans. Services described in the brochure include discretionary portfolio management, written and project‑based financial planning, ongoing planning engagements, and employee benefits/retirement plan consulting.
The firm says it builds individualized portfolios using asset‑allocation principles and modern portfolio theory, offers ESG screening when clients request it, and may employ third‑party managers or sub‑advisors as part of portfolio implementation. It delivers financial planning both as one‑off written reports and as recurring engagements, and offers educational seminars and speaking engagements on personal finance topics.
Noteworthy features disclosed in the brochure include operating a wrap fee program that represents essentially all discretionary AUM and the management of 401(k) assets for organizations — a mix that is uncommon among solo independent advisers. The firm is also affiliated with an independent insurance agency and the principal holds life, health, disability and property/casualty licenses; the brochure discloses that insurance commissions may be received and could create potential conflicts of interest.
Client services
Expertise
Fee options
Financial planning reports and project based financial planning offered on fixed fee basis ranging from $1,500 to $10,000 depending on complexity.
$0.00 - $499,999.99: 1.50% (wrap fee) $500,000.00 - $999,999.99: 1.25% (wrap fee) $1,000,000.00 - $2,999,999.99: 1.00% (wrap fee) $3,000,000.00+: 0.75% (wrap fee) $0.00 - $499,999.99: 1.45% (non-wrap fee) $500,000.00 - $999,999.99: 1.20% (non-wrap fee) $1,000,000.00 - $2,999,999.99: 0.90% (non-wrap fee) $3,000,000.00+: 0.70% (non-wrap fee)
Hourly financial planning engagements offered at $295 per hour, negotiable.
Fee-only: Financial planning reports/project based fees range $1,500 to $10,000; hourly financial planning fees $295 per hour; fees negotiable depending on complexity.
Main office
409 W Broadway
Council Bluffs IA 51503
Advisors at this office
1
Most active in
Iowa
Also doing business as
Alba Financial LLC · Alba Wealth Advisers · Dal Riata Insurance LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)