San Jose, CA Office

Align Wealth Management serves individual and high‑net‑worth clients, offering discretionary portfolio management, pension/401(k) consulting, and financial planning. The firm manages approximately $116.7 million across about 69 client relationships with two advisors and implements client accounts through program platforms such as SEI, Advyzon, and Fidelity.

The firm documents each client’s goals and risk tolerance in an Investment Policy Statement and generally operates with discretionary trading authority, pursuing long‑term strategies, third‑party manager selection, and a mix of analytical approaches (fundamental, quantitative, technical, and modern portfolio theory). Portfolios are implemented and monitored via platform model allocations with periodic rebalancing and ongoing performance review.

Noteworthy distinctions include an affiliation between the advisory practice and an accounting practice—one principal is a licensed accountant who may provide accounting services to clients (clients are not required to use those services)—and the firm’s receipt of platform‑level economic benefits (program fees, research/soft‑dollar benefits, and limited custodian expense reimbursements). The brochure also discloses fee‑sharing arrangements with third‑party money managers, the firm’s choice not to aggregate block trades, and a recent transition from state to SEC registration.