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American Capital Management, Inc.

Updated today

Client AUM

$97,742,000

Clients

440

Advisors

10

across 4 offices

About

American Capital Management serves a broad mix of individual clients (including high‑net‑worth households), retirement plans, charitable institutions, foundations, trusts and estates. The firm provides discretionary portfolio and asset management, written financial planning and consultations, and referrals to a range of third‑party money managers and TAMPs.

Investment advice is tailored to each client’s goals and typically implemented in portfolios of mutual funds, ETFs, individual stocks and bonds; accounts are reviewed at least quarterly and the firm generally operates with discretionary trading authority. American Capital offers two in‑house model/managed programs alongside multiple third‑party program options and monitors third‑party manager performance as part of ongoing client reviews.

A distinctive feature noted in the brochure is an affiliation with real‑estate brokerage and ownership/management interests in rental properties, which the firm discloses as a potential related‑party activity. The team also includes multiple advisors who hold broker‑dealer registrations and insurance licenses, so clients may encounter both fee‑based advisory services and commissionable product offerings; the firm states policies to disclose and manage those conflicts.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.)

Occupation focus

Retired Founder/Business Owner

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Fee options

Percentage

$0 - $100,000: 2.00% annually $100,001 - $500,000: 1.50% annually $500,001 - $1,000,000: 1.25% annually $1,000,001 - $2,000,000: 1.00% annually $2,000,001 - $5,000,000: 0.75% annually $5,000,001+: 0.50% annually

Commissions

Certain representatives receive commissions from brokerage and insurance products sold through affiliated broker/dealer Regulus Financial Group

Project-based

Hourly consulting fees ranging from $75 to $250 per hour depending on service level

Other

Account minimum: $10,000 for Allocation Perspectives Portfolio; $25,000 for Allocation Insights Portfolio; minimums for 3rd party managed accounts vary by program and sponsor Fee-only: Portfolio management fees are negotiable and may also be a fixed dollar amount; financial planning fees based on household income (max 2.5%, min $500)

Main office

See office

4222 Grantline Road

New Albany IN 47150

Advisors at this office

7

Most active in

Florida · Indiana · Kentucky · Ohio

Also doing business as

American Capital Management, Inc. · Jt Davis Asset Management, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Kenneth S

Series 65, Series 63

Venice, FL

American Capital Management, Inc.

Kenneth Sadler is a financial advisor at American Capital Management, Inc. with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Summerhill Asset Management and Fifth Third Bank. Outside of advisory work, he owns Minopreneur, a business that sells flavored pickles at vendor and craft shows. American Capital Management serves a diverse clientele including individuals, retirement plans, and charitable institutions. The firm offers discretionary portfolio management, financial planning, and access to third-party money managers, typically implementing customized strategies through mutual funds, ETFs, stocks, and bonds.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Vincent H

Series 63

New Albany, IN

American Capital Management, Inc.

Vincent Hyman is a financial advisor at American Capital Management, Inc. with 39 years of industry experience. He holds a Series 63 designation and has worked at American Capital Management since 2007 and Regulus Financial Group since 2023. Outside of advising, he is a member of GPS Management LLC, a company that develops and markets automatic vehicle location equipment. American Capital Management serves individual clients, retirement plans, and charitable institutions with discretionary portfolio management, financial planning, and access to third-party money managers. The firm employs tailored investment strategies using mutual funds, ETFs, stocks, and bonds, and offers both in-house and external managed program options.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Johnathon D

Series 63, Series 65

Lexington, KY

American Capital Management, Inc.

Johnathon Davis is a financial advisor at American Capital Management, Inc. in Lexington, KY, with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with American Capital Management since 2015. In addition to his advisory work, Davis engages in independent life and annuity insurance sales. American Capital Management serves a diverse client base including individuals, retirement plans, and charitable institutions. The firm offers discretionary portfolio management, financial planning, and access to third-party money managers, with investment strategies tailored to individual client goals.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Ronald D

Series 63, Series 66

New Albany, IN

American Capital Management, Inc.

Ronald Denman is a financial advisor at American Capital Management, Inc. with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at American Capital Management since 2007. Prior to that, he was with American Equity Investment Corporation for 27 years. His other business activities include involvement with fixed and variable insurance and annuity products. American Capital Management serves a diverse client base including individuals, high-net-worth households, retirement plans, and charitable institutions. The firm offers discretionary portfolio management, financial planning, and access to multiple third-party money managers, using investment strategies tailored to each client’s goals.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Lew N

Series 63

New Albany, IN

American Capital Management, Inc.

Lew Newton is a financial advisor with American Capital Management, Inc. in New Albany, IN, holding a Series 63 designation and 31 years of industry experience. He has been with American Capital Management since 2012. Outside of his advisory work, he is involved in an entertainment business focused on magic and mime. American Capital Management serves a diverse range of clients including individuals, retirement plans, charitable institutions, and trusts. The firm offers discretionary portfolio management, financial planning, and access to multiple third-party money managers, with investment strategies tailored to each client’s goals.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Randall W

Series 65

New Albany, IN

American Capital Management, Inc.

Randall Walker is a Series 65-licensed advisor with American Capital Management, Inc., where he has worked for nine years. He previously worked at Mercurio Wealth Advisors and Mercurio & Associates. Outside of his advisory role, Walker is also an independent insurance agent involved in annuity and life insurance sales. American Capital Management serves a diverse client base including individuals, retirement plans, and charitable institutions by providing discretionary portfolio management, financial planning, and access to third-party money managers. The firm customizes investment advice to client goals and offers multiple in-house and third-party managed program options.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Timothy P

Series 63

New Albany, IN

American Capital Management, Inc.

Timothy Peoples is a financial advisor at American Capital Management, Inc. with 44 years of industry experience. He holds a Series 63 designation and has previously worked at American Equity Investment Corporation and Regulus Financial Group, LLC. Outside of advisory work, he serves as a board member of a nonprofit water utility company. American Capital Management serves a diverse client base including individual and high-net-worth clients, retirement plans, and charitable institutions. The firm offers discretionary portfolio management and financial planning tailored to client goals, utilizing a mix of mutual funds, ETFs, stocks, and bonds, along with both in-house and third-party managed programs.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Dianne W

Series 63, Series 65

New Albany, IN

American Capital Management, Inc.

Dianne Williams Wildt is a financial advisor at American Capital Management, Inc. with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at American Capital Management since 2013, alongside prior roles at American Equity Investment Corp and Regulus Financial Group. Outside of her advisory practice, she serves as a volunteer treasurer for Louisville First SDA Church and is a board member responsible for grounds management at Eagle Creek. American Capital Management serves a broad range of individual clients, retirement plans, and institutions by offering discretionary portfolio management, financial planning, and access to third-party money managers. The firm tailors investment advice to client goals and manages portfolios that include mutual funds, ETFs, individual stocks, and bonds.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

David B

Series 63, Series 65

New Albany, IN

American Capital Management, Inc.

David Betz is a financial advisor at American Capital Management, Inc. with 34 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Money Concepts Capital Corp and W&S Brokerage Services. Betz is also the owner of Silver Valley Financial Group, LLC, a non-investment related business. American Capital Management serves a diverse client base including high-net-worth individuals, retirement plans, and charitable institutions, offering discretionary portfolio management, financial planning, and third-party manager referrals. The firm typically manages portfolios with mutual funds, ETFs, stocks, and bonds, and provides ongoing performance monitoring and reviews.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
user avatar

Lowell F

Series 66

Columbus, OH

American Capital Management, Inc.

Lowell Fletcher is a financial advisor with American Capital Management, Inc., holding a Series 66 designation and 24 years of industry experience. He has worked at Regulus Financial Group, LLC and American Equity Investment Corp prior to his current role. American Capital Management serves a diverse range of clients including high-net-worth individuals, retirement plans, and charitable institutions. The firm offers discretionary portfolio management, financial planning, and access to third-party money managers, with investment strategies tailored to client goals and regular portfolio reviews.

General retirement planning Long-term care insurance College savings (529s, UTMA, etc.) Retired Founder/Business Owner
View complete list of advisors at this firm
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