Bingham Farms, MI Office

Divisha Kapur is a financial advisor with Ameriprise Financial Services, LLC, holding ChFC® and Series 63 credentials and bringing 32 years of industry experience. Prior to joining Ameriprise in 2020, Kapur spent 21 years at Hantz Financial Services, Inc. Outside of advisory work, Kapur serves as CEO of Kapur Enterprises LLC and is involved in tax preparation management through Ideal Tax Solutions, Inc. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets. The firm utilizes a combination of research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations, supported by a centralized retirement-income consulting team.

Andrew Anderson is a financial advisor with Ameriprise in Waterford, MI, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. Prior to joining Ameriprise in 2021, he worked at Hantz Financial Services for eight years. Outside of his advisory role, he owns Anderson Auto Restoration, LLC, a retail business, and is involved in administrative research and meeting preparation for Kapur Enterprises LLC. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities, supported by a centralized team that delivers tailored, non-discretionary retirement income recommendations.

Anthony Rutkowski is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has worked in various roles including positions at Ameriprise Financial, Absorb Software, and Michigan State University. Outside of his advisory work, he is employed by Kapur Enterprises LLC, where he provides administrative support for research and meeting preparation. Ameriprise offers a retirement-income planning service designed for clients nearing or in retirement with substantial investable assets. The firm provides written recommendation reports that incorporate research, modeling, and tax-efficiency analysis to support income planning, primarily through Ameriprise-managed accounts.