Appalachian Capital Management

Appalachian Capital Management provides discretionary portfolio management to individuals, high‑net‑worth clients, and charitable organizations, delivering tailored investment management through customized portfolios or firm model portfolios and advising on IRA rollovers as fiduciaries. The firm primarily invests clients in no‑load mutual funds and ETFs and charges fees as a percentage of assets under management.

The firm’s investment approach emphasizes asset allocation, diversification, and long‑term positioning while using both fundamental and technical analysis to construct and monitor portfolios; managers may rebalance as market conditions or client circumstances change and may use short‑term trades when considered suitable. Accounts are managed on a discretionary basis with ongoing monitoring and at least quarterly reviews, and the adviser may implement predefined model portfolios to scale advice across many accounts.

What is distinctive is that a single designated advisor manages a comparatively large client base — 341 clients and roughly $175 million in discretionary assets — a client‑to‑advisor ratio that is uncommon for firms in this peer group and that can increase reliance on standardized processes and model portfolios. The firm also discloses that its principal has outside roles with a regional bank board, private oil and gas interests, and a family real estate trust, and routinely uses Schwab Institutional for custody and institutional services.