B1 Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
B1 Financial works with individual clients including high-net-worth households as well as corporate and employee benefit plan clients, offering financial planning, discretionary portfolio management, and ERISA fiduciary services. The firm provides written financial plans and ongoing consulting in addition to managing customized investment portfolios.
The firm constructs portfolios using a blend of asset allocation, fundamental and technical analysis and manages accounts on a discretionary basis, monitoring holdings and meeting with clients periodically. Its investment program uses a broad set of instruments — including ETFs, mutual funds, options, structured products, alternative investments and margin strategies — and the firm conducts quarterly reviews with more frequent attention as conditions change.
Noteworthy features for a firm of this size include its explicit ERISA 3(21) and 3(38) fiduciary offerings and an unusual disclosure around performance-based fees: the brochure both states it does not charge performance-based fees (Item 6) and later asserts it receives them (Item 19), a point that may warrant clarification. The owner also operates a separate tax advisory business and some representatives sell insurance for commissions, and the firm permits fee deductions via custodians while declining to vote client proxies.
Client services
Expertise
Fee options
Commissions may be received for the sale of insurance products when implementing financial plans.
Basic financial planning and consulting hourly fee is $395 per hour, negotiable.
Fee-only: Financial planning and consulting services provided at an hourly rate of $395 per hour, negotiable.
Main office
See office19505 Biscayne Blvd, Suite 2350
Aventura FL 33180
Advisors at this office
2
Offices (2)
Most active in
California · Florida · New Mexico · New York · Ohio · Texas
Also doing business as
B One Management LLC · B1 Financial · Mastermind Family Office
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Stuart B
Series 63, Series 66
Aventura, FL
B1 Financial
Stuart Brisgel is a financial advisor at B1 Financial with 15 years of industry experience. He holds Series 63 and 66 licenses and has worked at firms including Morgan Stanley and Cumulare Asset Management. Outside of his advisory role, he is involved in several non-investment-related businesses, including ownership of Enviro Wood Cutlery, The Glove Store, To Your Door Dental, and The Rant Network, and serves as a board vice president for the Winston Tower 400 Condo Association. B1 Financial serves individual clients, high-net-worth households, and corporate and employee benefit plan clients, offering financial planning, discretionary portfolio management, and ERISA fiduciary services. The firm uses a diverse range of investment instruments and conducts regular portfolio reviews to manage customized client accounts.
Jon Paul E
Series 63, Series 66
Aventura, FL
B1 Financial
Jon Paul Espinoza is a financial advisor at B1 Financial with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Eagle Strategies (NY Life) and Guardian Life. His background includes roles spanning over a decade with New York Life Insurance Company and its affiliated entities. B1 Financial serves individual clients, high-net-worth households, and corporate and employee benefit plan clients by providing financial planning, discretionary portfolio management, and ERISA fiduciary services. The firm employs a diversified investment approach using various instruments and conducts regular portfolio reviews.
Gianfranco R
Series 65
Dix Hills, NY
B1 Financial
Gianfranco Rastelli is a financial advisor at B1 Financial with a Series 65 credential and one year of industry experience. Prior to joining B1 Financial, he has worked at Lorenzo Tax and held various roles at Sacred Heart University. Outside of financial advising, he has operated Riell's Homestyle since 2017. B1 Financial serves individual clients, including high-net-worth households, as well as corporate and employee benefit plan clients, offering financial planning, discretionary portfolio management, and ERISA fiduciary services. The firm uses a diverse range of investment instruments and conducts regular portfolio reviews, managing accounts on a discretionary basis.
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