Aventura, FL Office
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B1 Financial
Supported
Firm-wide stats for B1 Financial
About
B1 Financial works with individual clients including high-net-worth households as well as corporate and employee benefit plan clients, offering financial planning, discretionary portfolio management, and ERISA fiduciary services. The firm provides written financial plans and ongoing consulting in addition to managing customized investment portfolios.
The firm constructs portfolios using a blend of asset allocation, fundamental and technical analysis and manages accounts on a discretionary basis, monitoring holdings and meeting with clients periodically. Its investment program uses a broad set of instruments — including ETFs, mutual funds, options, structured products, alternative investments and margin strategies — and the firm conducts quarterly reviews with more frequent attention as conditions change.
Noteworthy features for a firm of this size include its explicit ERISA 3(21) and 3(38) fiduciary offerings and an unusual disclosure around performance-based fees: the brochure both states it does not charge performance-based fees (Item 6) and later asserts it receives them (Item 19), a point that may warrant clarification. The owner also operates a separate tax advisory business and some representatives sell insurance for commissions, and the firm permits fee deductions via custodians while declining to vote client proxies.
Based on B1 Financial
Location
19505 Biscayne Blvd, Suite 2350
Aventura FL 33180
Advisors at this office
2
Advisors at this office
Stuart B
Series 63, Series 66
Aventura, FL
B1 Financial
Stuart Brisgel is a financial advisor at B1 Financial with 15 years of industry experience. He holds Series 63 and 66 licenses and has worked at firms including Morgan Stanley and Cumulare Asset Management. Outside of his advisory role, he is involved in several non-investment-related businesses, including ownership of Enviro Wood Cutlery, The Glove Store, To Your Door Dental, and The Rant Network, and serves as a board vice president for the Winston Tower 400 Condo Association. B1 Financial serves individual clients, high-net-worth households, and corporate and employee benefit plan clients, offering financial planning, discretionary portfolio management, and ERISA fiduciary services. The firm uses a diverse range of investment instruments and conducts regular portfolio reviews to manage customized client accounts.
Jon Paul E
Series 63, Series 66
Aventura, FL
B1 Financial
Jon Paul Espinoza is a financial advisor at B1 Financial with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Eagle Strategies (NY Life) and Guardian Life. His background includes roles spanning over a decade with New York Life Insurance Company and its affiliated entities. B1 Financial serves individual clients, high-net-worth households, and corporate and employee benefit plan clients by providing financial planning, discretionary portfolio management, and ERISA fiduciary services. The firm employs a diversified investment approach using various instruments and conducts regular portfolio reviews.
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