Bailey & Associates Investment Mgt. and Financial Planning LLC

The firm provides fee‑only investment management and financial planning to individual investors and small business owners, offering continuous discretionary portfolio management and hourly or periodic financial planning services. Clients’ assets are custodied at a qualified custodian and the firm generally operates on a limited power‑of‑attorney basis to execute trades and deduct management fees.

The firm’s investment process blends top‑down market analysis with bottom‑up fundamental company research, using measures such as earnings, dividends, book value and relative value rankings to select securities. Portfolios are generally managed with a buy‑and‑hold orientation, guided by a 1–10 client risk‑tolerance scale, daily account monitoring and quarterly review meetings.

Compared with peers, the firm is a small, high‑touch practice with a relatively small client roster and a large asset base per client, and it also works with business‑related accounts including pension or profit‑sharing plan clients — a client type that is less common among independent solo advisers. The brochure also notes a firmwide exclusion of alternatives (including private equity), derivatives, hedge funds, cryptocurrency and short‑selling, recent succession planning that shifted advisory duties away from the owner while retaining ownership, and formalized procedures (e.g., standing letters of authorization) and daily reporting through its custodian relationship.