Ballaster Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Ballaster Financial provides investment management, financial planning, and employee benefit plan services to individuals, high‑net‑worth clients, and pension or profit‑sharing plans. The firm also offers project and ongoing comprehensive planning and conducts educational seminars and speaking engagements for groups and plan participants.
The firm builds individualized investment plans guided by strategic asset allocation and a mix of passive and active management, and it uses separately managed account (SMA) programs and third‑party sub‑advisers for some client mandates. Ballaster discloses use of SMA strategies such as direct indexing, tax‑aware management, and long/short approaches that may employ derivatives and margin, and it conducts ongoing oversight of recommended sub‑advisers.
What is notable for a small independent adviser is the breadth of non‑typical services: Ballaster provides ERISA 3(21) and 3(38) roles and broader pension consulting for employer plan sponsors, offers participant education and public seminars, and assists clients with specialized implementations such as exchange funds and Section 351 transactions. The firm also facilitates discretionary management of “held away” accounts through third‑party platforms and coordinates sub‑adviser selection and oversight, practices that are less common among firms of its size.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Project Based Financial Planning Fixed Fee ranging typically $500 to $5,000 or more; Educational Seminars and Speaking Engagements fees ranging from $0 to $10,000 per seminar.
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.60% $5,000,001+: 0.50%
Ongoing Comprehensive Financial Planning annual fee starting at $10,000, paid monthly.
Fee-only: Ongoing Comprehensive Financial Planning Service starting at $10,000 per annum, paid monthly; Project Based Financial Planning Fixed Fee between $500 and $5,000 or more based on complexity; waiver possible when signing ongoing planning for at least a year.
Main office
Jersey City NJ
Advisors at this office
1
Most active in
California · New Jersey · New York
Also doing business as
Ballaster Financial · Ballaster Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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