Chatanooga, TN Office

Caleb Hodnett is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has four years of industry experience. Prior to his current role, he has worked at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc. Hodnett also serves as a Unit Field Trainer, recruiting and training insurance agents in Medicare supplement, life insurance, long-term care, and annuity products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management, investment consulting, and retirement plan consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis in its investment approach.

Darius Gallaher is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 66 designation and bringing six years of industry experience. He has worked with Bankers Life Securities since 2020 and has been associated with Bankers Life & Casualty since 2017, where he also serves as a unit field trainer. Gallaher is involved in insurance sales and training activities outside of his advisory role. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, non-discretionary consulting, and retirement plan services. The firm employs fundamental, technical, and cyclical analysis to develop tailored asset allocations and portfolio management strategies aligned with clients' goals and risk tolerances.

Kyle Hodnett is a financial advisor with Bankers Life Advisory Services, Inc. He holds the ChFC® designation and Series 65 and 63 licenses, with six years of industry experience. He has worked at Bankers Life Securities, Inc. since 2018 and has been an insurance agent and unit sales manager at Bankers Life & Casualty, Inc. since 2016, where he manages a team of agents and is involved in training and recruiting. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to develop tailored portfolios aligned with clients' goals and risk tolerances.

Lemana Fermic is a Series 66 licensed financial advisor with Bankers Life Advisory Services, Inc., bringing two years of industry experience. Prior to joining Bankers Life Advisory Services, she held roles at Bankers Life Securities, Bankers Life & Casualty, and Primerica, with earlier work experience in the hospitality sector. She is also appointed as an insurance agent authorized to write Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. serves primarily mass-affluent and high-net-worth individuals, offering discretionary portfolio management, investment consulting, and retirement plan consulting. The firm integrates fundamental, technical, and cyclical analyses to create tailored asset allocations and manages portfolios across a broad range of securities with periodic reviews and rebalancing.