Bay Harbor Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$408,274,227
Clients
396
Advisors
3
of 6 employees
About
Bay Harbor Wealth Management advises individuals, high‑net‑worth individuals, and trusts with discretionary asset management, financial planning, and retirement plan consulting. The firm also provides management of donor‑advised fund accounts and direct management of fee‑based fixed annuity sub‑accounts as part of its service offerings.
Its investment approach emphasizes risk‑based asset allocation implemented through ETFs, mutual funds, individual securities, and allocations to third‑party managers and model strategies, including solutions available via the AssetMark platform and DFA’s UMA program. Portfolios are monitored and rebalanced on an ongoing basis, and clients receive consolidated reporting through a Black Diamond portal with an optional account‑aggregation add‑on.
Bay Harbor’s use of multiple third‑party platforms and sub‑advisers is a distinguishing feature: it routinely provides clients with platform and manager disclosure materials (e.g., AssetMark and DFA) and integrates third‑party performance and reporting into its client communications. The firm also discloses platform‑level fee arrangements and past incentive payments from platform providers and accepts advisory engagements to manage donor‑advised fund accounts — practices and commercial relationships that the brochure identifies and explains in detail.
Client services
Expertise
Occupation focus
Fee options
Financial planning flat fees range from $500 to $10,000; fixed fees for management services in rare cases.
$0+: Up to 1.4% annually (maximum advisory fee for BHWM directly-managed Historical Accounts) $0+: Up to 1.25% annually (maximum advisory fee for BHWM directly-managed Newer Accounts, AssetMark managed accounts opened after June 10, 2025, and DFA managed accounts) $0+: Up to 1% annually (donor-advised fund accounts advisory fee, billed quarterly in advance) $0+: Up to 0.6% annually (DAFgiving360 administrative fee, tiered starting at 0.6%)
Certain IARs licensed to sell insurance and annuity products earn commissions for sales of insurance products; commissions are separate from advisory fees.
Financial planning and consulting services hourly fees up to $500 per hour.
Account minimum: $500,000 Minimum fee: Financial planning hourly fee up to $500 per hour; flat fees range from $500 to $10,000 Fee-only: Financial planning fees charged hourly or flat fee basis; hourly up to $500/hour, flat fees $500 to $10,000; possibility to waive financial planning fees for asset management clients.
Main office
201 International Circle, Suite 520
Hunt Valley MD 21030
Advisors at this office
3
Most active in
Delaware · Florida · Maryland · New Hampshire · North Carolina · Oregon · Pennsylvania · South Carolina · Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
John M
CFP®, Series 66
Hunt Valley, MD
Bay Harbor Wealth Management, LLC
John Moran is a CFP® with 12 years of industry experience, currently serving as an advisor at Bay Harbor Wealth Management, LLC. He has worked at Bay Harbor since 2014 and has experience with Global Financial Private Capital, LLC. In addition to advisory services, Moran is involved in insurance and annuity sales. Bay Harbor Wealth Management, LLC provides discretionary investment management, financial planning, and retirement plan consulting primarily to individuals, high-net-worth individuals, and trusts. The firm uses a combination of directly managed accounts and third-party managers, implementing risk-based asset allocation strategies across various investment vehicles.
Lance S
Series 66
Hunt Valley, MD
Bay Harbor Wealth Management, LLC
Lance Scott is a financial advisor at Bay Harbor Wealth Management, LLC with 15 years of industry experience. He holds a Series 66 designation and has worked at Bay Harbor Wealth Management and Global Financial Private Capital. Outside of advising, he serves as vice president on the board of his local homeowners association and is involved in thoroughbred horse racing through a family-owned LLC. Bay Harbor Wealth Management, LLC provides discretionary investment management, financial planning, and retirement plan consulting primarily to individuals, high-net-worth individuals, and trusts. The firm employs a risk-based asset allocation approach using a mix of directly managed accounts, model portfolios, and third-party managers, overseeing approximately $337 million for around 385 clients with a four-advisor team.
Andrew A
Series 65
Hunt Valley, MD
Bay Harbor Wealth Management, LLC
Andrew Anthony is a financial advisor at Bay Harbor Wealth Management, LLC with six years of industry experience. He holds a Series 65 designation and previously worked at Bank of New York Mellon from 2015 to 2019. Bay Harbor Wealth Management advises individuals, high-net-worth clients, and trusts with discretionary asset management, financial planning, and retirement plan consulting. The firm’s investment approach focuses on risk-based asset allocation across multiple platforms and third-party managers, with ongoing portfolio monitoring and consolidated reporting for clients.
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