Exton, PA Office

BCG serves institutional retirement plans (including 401(k) plans) and individual clients, generally those with accounts above $25,000, providing portfolio management, financial planning, pension consulting, wealth management, and related advisory services. The firm is also registered as a broker‑dealer and offers brokerage and insurance products through supervised persons who are registered representatives and licensed insurance agents.

BCG emphasizes developing or reviewing written investment policy statements and tailoring recommendations to each client’s goals, often implementing advice on a non‑discretionary basis — the firm reported approximately $740 million in non‑discretionary assets and no discretionary AUM as of December 31, 2025. It regularly uses and monitors independent third‑party managers, performs due diligence on those managers, and applies fundamental, mutual fund/ETF, technical, and third‑party manager analysis across both long‑ and short‑term strategies.

Noteworthy for a team firm, BCG’s dual registration and corporate relationships — it is a wholly owned subsidiary of Horace Mann Educators Corp. and is affiliated with Benefits Consulting Group Inc. and certain Horace Mann advisory and broker‑dealer entities — allow it to provide pension consulting and participant education in addition to retail advice. Because some supervised persons receive commissions, 12b‑1 fees, and insurance compensation and the firm executes broker‑dealer transactions through its clearing firm Pershing, clients should be aware of those product‑level compensation sources and the firm’s stated disclosures and supervisory policies to mitigate conflicts.