Beacon Wealth Advisory

Beacon Wealth Advisory provides referral-based investment services and complimentary financial planning to individual and high‑net‑worth clients. The firm does not directly manage client assets; it places accounts with third‑party money managers and also offers public educational seminars and workshops at no charge.

Beacon acts as a liaison between clients and third‑party money managers, assisting with onboarding paperwork, reviewing quarterly statements, and conveying client updates while the managers retain discretionary trading authority. Financial planning work includes cash‑flow, investment, tax, estate and insurance policy analysis using fundamental, technical, and cyclical methods.

The firm’s Form ADV highlights several uncommon features for its size: it serves roughly 275 clients while operating with a single managing member and without direct asset management, resulting in a high client count per advisor. It is affiliated with an insurance business (the managing member spends approximately 90% of her time in that activity), serves as a solicitor and shares referral and incentive fees with Gradient Investments, LLC, and conducts free public workshops—conflicts that the brochure says are mitigated through disclosures and the firm’s fiduciary obligations.