Belle Trace Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Belle Trace LLC is a state-registered, fee-only financial planning and investment management firm serving individuals, trusts, estates and small businesses. Its advisory services include comprehensive financial planning (cash flow, retirement, tax and estate planning, education funding) alongside investment advice and portfolio management.
The firm delivers advice through an ongoing flat-fee retainer with unlimited access and also offers limited-scope, fixed-fee project engagements; implementation emphasizes asset allocation, a fundamental long-term buy-and-hold approach using no-load mutual funds and passive exchange-traded funds. Portfolios are reviewed once or twice a year rather than monitored continuously, clients retain custody of assets, and the firm may execute trades under a limited power of attorney when authorized.
Compared with many firms in this regulatory category, Belle Trace is notable for combining individualized portfolio management with comprehensive financial planning on a fixed-fee basis and operating strictly on a fee-only, non-commission model with NAPFA membership. The firm also avoids derivative-based ETFs, does not provide custody or vote proxies for clients, and does not act as a private fund adviser.
Client services
Expertise
Fee options
One-time fixed fee projects starting at $1,440 (8 hours at $180/hour), up to $18,000 max.
$0 - $1,000,000: 0.30% $1,000,001 - $2,000,000: 0.25% $2,000,001 - $3,000,000: 0.20% $3,000,001 - $4,000,000: 0.15% $4,000,001+: 0.10%
Hourly rate of $180 per hour for fixed fee project services beyond the minimum 8 hours.
Ongoing monthly retainer fee billed monthly in advance; annual fee minimum $6,000 and maximum $100,000.
Minimum fee: Minimum annual retainer fee of $6,000 Fee-only: Flat-fee retainer arrangement based on a blended fee of net worth and complexity; retainer charged monthly in advance. Also offers one-time project services for a fixed fee (minimum $1,440, $180 per hour up to 100 hours max). No commissions accepted.
Main office
125 Chenoweth Lane, Suite 207
Louisville KY 40207
Advisors at this office
2
Most active in
Kentucky
Also doing business as
Belle Trace Financial Planning · Belle Trace LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Tabitha T
CFP®, Series 65
Louisville, KY
Belle Trace Financial Planning
Tabitha Tiefermann is a CFP® with four years of industry experience, currently with Belle Trace Financial Planning in Louisville, KY. She previously worked at Coats Financial Planning, Inc. and E/Financial Alliance. Belle Trace LLC is a fee-only financial planning and investment management firm serving individuals, trusts, estates, and small businesses. The firm offers comprehensive financial planning alongside portfolio management using a long-term buy-and-hold approach focused on no-load mutual funds and passive ETFs, operating on a fixed-fee retainer basis.
Emily B
CFP®
Louisville, KY
Belle Trace Financial Planning
Emily Beilman is a Certified Financial Planner™ at Belle Trace Financial Planning with three years of industry experience. She has previously worked at Coats Financial Planning, Inc. and Plancorp, LLC. Belle Trace LLC is a state-registered, fee-only financial planning and investment management firm serving individuals, trusts, estates, and small businesses. The firm offers comprehensive financial planning alongside investment advice, using a long-term buy-and-hold approach with no-load mutual funds and passive ETFs, operating strictly on a fee-only basis.
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