Benham Advisory Group

Benham Advisory Group, founded in 2024, provides discretionary asset management and financial planning to individual investors, serving both high‑net‑worth and non‑HNW clients. The firm manages roughly $94.4 million across about 345 client relationships and offers ongoing portfolio management alongside standalone financial planning engagements.

Investment programs use rules‑based models and a mix of economic, fundamental, technical and quantitative analysis, employing ETFs, mutual funds, individual equities, bonds, UITs and fixed‑income instruments; the brochure notes use of Schwab Core Strategies’ behavioral approach and an "Advisor 123" model lineup for strategic and tactical allocations. Portfolios are managed on a discretionary basis with monthly reviews, periodic rebalancing, opportunities for tax‑loss harvesting, and the ability for clients to impose written investment restrictions; custody is through a named third‑party custodian and clients receive regular performance reporting.

A noteworthy feature is the firm’s affiliation with an insurance and tax‑preparation business: the advisory principals are licensed to sell insurance and provide tax‑preparation services and may receive typical commissions for those products, a conflict the brochure discloses and describes as mitigated by disclosure and fiduciary procedures. The firm also operates without an account minimum, may offset or waive planning fees when clients implement recommendations through the advisory relationship, and functions as a small, co‑owned team providing direct access to planners.