Best Financial Life
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$45,000,000
Clients
28
Advisors
1
of 2 employees
About
Best Financial Life (dba JWM Wealth Management) provides financial planning, ongoing portfolio management, educational workshops and limited coaching to individuals and high‑net‑worth clients. It also accepts institutional engagements and works with charitable organizations in portfolio management and planning.
The firm structures portfolios around Modern Portfolio Theory and typically favors passive, low‑cost mutual funds, using behavioral‑finance analysis to adjust asset allocations while employing actively managed funds or select individual securities when market inefficiencies are identified. Portfolio management is offered on discretionary and nondiscretionary bases, and planning work includes lifetime cash‑flow modeling, estate and insurance reviews, and ongoing monitoring and rebalancing.
With roughly $45.5 million in assets under management and a small client roster, the firm’s mix of services is atypical for a solo independent adviser because it provides portfolio management for institutional clients and accepts charitable organization accounts. It also delivers periodic complimentary educational seminars, modular coaching sessions, and structured ongoing planning offerings (Continuing Clarity and Maintenance), which are features less commonly reported among peers.
Client services
Expertise
Fee options
$0 - $1,000,000: 0.70% annually $1,000,001 - $2,000,000: 0.60% annually $2,000,001 - $3,000,000: 0.55% annually $3,000,001+: 0.50% annually
Hourly rate for limited planning component is $400 per hour, billed in 15-minute increments.
Maintenance service fees are $2,400 per year, payable monthly or quarterly; ongoing monthly financial planning support fees between $500 and $700 per month.
Minimum fee: Minimum fee for Portfolio Management Services is $2,800 per year. Fee-only: Financial planning fees range from $2,000 to $10,000 upfront; ongoing monthly planning support fees range from $500 to $700 per month; limited engagements billed hourly at $400/hour.
Main office
Melbourne Beach FL
Advisors at this office
1
Most active in
California · Florida · Texas
Also doing business as
Best Financial Life · Jwm Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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