San Diego, CA Office

Beta Wealth Group, Inc. serves individual clients (including high‑net‑worth households) as well as institutional clients. The firm offers comprehensive portfolio management, financial planning and consulting, retirement plan consulting, and institutional strategies delivered through its Beta Asset Management platform, and it also sponsors a wrap fee program.

The firm’s investment process centers on individualized asset allocation and portfolio construction using exchange‑traded funds, mutual funds, individual equities and fixed income, and it may engage independent money managers or serve as a sub‑advisor on a discretionary basis. Beta Wealth Group discloses the use of option‑writing strategies and, unusually for peers, the use of borrowing and other derivative instruments within separately managed accounts, and it conducts at least annual reviews of managed accounts with additional event‑driven reviews as needed.

Distinctive aspects disclosed in the brochure include the firm’s public presentation of third‑party ratings and advertised performance results, its role as a wrap fee program sponsor, and its explicit acknowledgment of borrowing and derivatives in managed accounts—practices that are uncommon among similarly sized supported firms. The firm also discloses an affiliation with a tax and accounting entity (Beta Wealth Group Tax & Accounting, PLLC) and manages approximately $460 million in discretionary assets with a small advisory team, noting the referral arrangements and conflicts associated with that affiliation.