Bethesda Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Bethesda Financial Advisors serves individual and high‑net‑worth clients with ongoing portfolio management and financial planning. The firm prepares an Investment Policy Statement for each client and typically constructs portfolios using mutual funds, ETFs (including precious‑metal ETFs), equities, fixed income, TIPS, and select non‑U.S. securities.
The firm applies modern portfolio theory with a core passive allocation supplemented by active, tactical adjustments and may use model portfolios tailored to each client’s risk tolerance and goals; it generally seeks discretionary trading authority to implement those strategies. Accounts are reviewed at least annually and the firm maintains an account minimum (commonly $50,000) that may be waived in discretion.
A distinctive feature is that the firm’s principal engages in separate licensed insurance and mortgage‑related activities and may earn commissions on insurance and lending products, creating a potential conflict of interest even though clients are not required to purchase such products through the firm. The firm recommends an institutional custodian that provides research and other third‑party benefits and does not aggregate trades across client accounts, practices that can affect trade execution and access to custodian resources.
Client services
Expertise
Fee options
Financial planning fixed fees between $1,000 and $10,000, negotiable
$0 - $200,000: 2.00% annually $200,001 - $500,000: 1.75% annually $500,001 - $750,000: 1.50% annually $750,001 - $1,000,000: 1.25% annually $1,000,001+: 1.00% annually
$300 per hour, negotiable
Account minimum: $50,000 Fee-only: Financial planning fees between $1,000 and $10,000 (fixed fees, negotiable)
Main office
8120 Woodmont Avenue Suite 830
Bethesda MD 20814
Advisors at this office
2
Most active in
Colorado · District of Columbia · Florida · Maryland · Texas · Virginia
Also doing business as
Bethesda Financial Advisors, LLC · Bettencourt, Chris A
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Chris B
CFP®
Bethesda, MD
Bethesda Financial Advisors, LLC
Chris Bettencourt is a CFP® professional with 17 years of industry experience, currently serving at Bethesda Financial Advisors, LLC since 2014. He also holds licenses as a life, annuity, and health insurance agent and is a licensed loan officer with Bancstar Mortgage, LLC, working 10 hours or less per week in mortgage financing. Bethesda Financial Advisors serves individual and high-net-worth clients with portfolio management and financial planning, using a blend of core passive allocation and active tactical adjustments tailored to clients’ risk tolerance and goals.
Casey B
CFP®
Bethesda, MD
Bethesda Financial Advisors, LLC
Casey Bettencourt is a CFP® at Bethesda Financial Advisors, LLC with one year of industry experience. Prior to joining Bethesda Financial Advisors, Casey worked at Clarendon Wealth Management and Gartenhaus Wealth Management. Outside of finance, Casey teaches yoga classes twice per week as a CorePower Yoga instructor. Bethesda Financial Advisors serves individual and high-net-worth clients with ongoing portfolio management and financial planning, typically using a combination of mutual funds, ETFs, equities, fixed income, and select non-U.S. securities. The firm applies modern portfolio theory with a core passive allocation supplemented by active tactical adjustments tailored to each client’s risk tolerance and goals.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")