Black Card Circle

Kevin Holmes is a financial advisor at Black Card Circle with 12 years of industry experience. He holds a Series 66 designation and previously worked at Waddell & Reed Inc. from 2015 to 2021. Holmes is also associated with various insurance carriers through W&R Insurance Agency. Black Card Circle is a registered investment adviser serving individuals, high-net-worth clients, trusts, and charitable organizations. The firm provides portfolio management and written financial planning, operating as a team of six advisors that follow a Modern Portfolio Theory approach with diversified allocations and non-discretionary, trade-by-trade client consent execution.

Ryan Tape is a financial advisor at Black Card Circle with 11 years of industry experience. He holds a Series 66 designation and previously worked at Waddell & Reed, Inc. from 2015 to 2018. Outside of advising, he serves as Treasurer for the Gold Coast Golf Association. Black Card Circle is a team of six advisors serving individuals, high-net-worth clients, trusts, and charitable organizations. The firm provides portfolio management and financial planning based on Modern Portfolio Theory, managing accounts on a non-discretionary basis with client approval required for each transaction.

Kay Anne Imperial is a financial advisor with Black Card Circle, holding a Series 66 designation and 10 years of industry experience. Her prior roles include working at Waddell & Reed and operating a small video production company, PR Films LLC. She also maintains involvement as an insurance agent. Black Card Circle is a registered investment adviser team that provides portfolio management and written financial planning for individuals, high-net-worth clients, trusts, and charitable organizations. The firm typically implements diversified portfolios using Modern Portfolio Theory principles and manages most assets on a non-discretionary basis without aggregating client trades.

Lotay Yang is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Black Card Circle in Las Vegas, NV. His prior work includes roles at Waddell & Reed, Inc. and various insurance agencies. Outside of finance, he is involved in the entertainment industry as an actor and executive producer of the Hollywood motion picture "The Razor's Edge," starring Tommy Lee Jones and James Franco. Black Card Circle is a registered investment adviser serving individuals, high-net-worth clients, trusts, and charitable organizations. The firm operates as a team of six advisors, providing portfolio management and financial planning using a non-discretionary, client-directed execution model that emphasizes diversified allocations and periodic rebalancing aligned with Modern Portfolio Theory.

Barry Craine is a Series 66-credentialed financial advisor with Black Card Circle, bringing 21 years of industry experience. His prior roles include positions at Waddell & Reed, Ameriprise, Cameron, Murphy & Spangler, Inc., and UBS Financial Services. In addition to his advisory work, he is actively involved as a life insurance agent, focusing on risk transference and management. Black Card Circle is a registered investment adviser team serving individuals, high-net-worth clients, trusts, and charitable organizations. The firm delivers customized financial plans and typically manages most assets on a non-discretionary basis, using diversified portfolios aligned with Modern Portfolio Theory principles.

Bret Ferrante is a financial advisor with Black Card Circle in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has been with Black Card Circle since 2018 and previously worked with John Miller and John Manocchio. Outside of advisory work, Ferrante serves on the board of the Rotary Club of Greater Van Nuys and is a member of the Rotary District 5280 Finance Committee. Black Card Circle is a team of six advisors serving individuals, high-net-worth clients, trusts, and charitable organizations with portfolio management and financial planning. The firm follows Modern Portfolio Theory with diversified allocations and manages client accounts on a non-discretionary basis, requiring client approval for individual transactions.