Blue Water Capital Management, LLC
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About
Blue Water Capital Management, LLC provides investment advisory and financial planning services to individuals, high‑net‑worth clients, and charitable organizations. The firm offers ongoing portfolio management, tailored financial plans, and insurance product analysis as part of its client services.
BWCM bases portfolio construction on Modern Portfolio Theory and combines long‑term and short‑term trading approaches, seeking discretionary authority to implement personalized asset allocations and model-based recommendations. The firm also may recommend alternative and private investments (including private equity, hedge funds, and venture capital) to qualified clients and tailors plans through client interviews and periodic reviews.
Notable operational features include the firm’s requirement that clients custody assets with Charles Schwab and its use of third‑party platforms (ByAllAccounts for non‑discretionary held‑away accounts and Pontera for discretionary rebalancing) to monitor and manage outside assets. BWCM relies on Schwab’s institutional support (including educational conferences and events) and discloses that it does not aggregate or bunch trades for multiple clients and may receive research or services that could influence broker selection.
Client services
Expertise
Fee options
Financial planning fixed fees between $2,500 - $3,500
$0 - $2,000,000: 0.80% $2,000,001 - $4,000,000: 0.60% $4,000,001 - $8,000,000: 0.40% $8,000,001+: 0.20%
Hourly financial planning fee $350/hour
Account minimum: $1,250,000 Minimum fee: Minimum Quarterly Fee of $2,500 Fee-only: Flat financial planning fees between $2,500 - $3,500; Hourly financial planning fee $350/hour; Portfolio management fees based on tiered percentage of AUM.
Main office
315 S. Salem Street, Suite 422
Apex NC 27502
Advisors at this office
2
Most active in
California · North Carolina · Texas
Also doing business as
Blue Water Capital Management · Blue Water Capital Management, LLC · Green, Terrance, Anthony
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Deborah H
CFP®, Series 65
Apex, NC
Blue Water Capital Management, LLC
Deborah Hobart is a CFP® and holds a Series 65 license with six years of industry experience. She has worked at Blue Water Capital Management, LLC since 2019 and previously held roles at Coty Inc. and Safariland. Blue Water Capital Management serves individual and high-net-worth clients as well as charitable organizations, providing portfolio management and financial planning tailored to client goals and risk tolerance. The firm employs modern portfolio theory in its investment approach and offers access to a broad range of asset types, leveraging institutional support from Charles Schwab.
Terrance G
CFP®, Series 63
Apex, NC
Blue Water Capital Management, LLC
Terrance Green is a CFP® with 22 years of industry experience, currently serving as an advisor at Blue Water Capital Management, LLC. He has been with Blue Water Capital Management since 2006. Blue Water Capital Management serves individual and high-net-worth clients as well as charitable organizations, offering portfolio management and financial planning tailored to client goals and risk tolerance. The firm employs modern portfolio theory and primarily invests in ETFs and mutual funds, with access to a broad range of alternative investments, and operates with institutional support from Charles Schwab.
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