Brickwork Financial Planning, LTD
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Brickwork Financial Planning provides financial planning and consulting to individuals, pension and profit‑sharing plans, charitable organizations, and businesses. Services include one‑time and ongoing financial plans, retirement income planning modules, and modular planning on topics such as tax planning, estate distribution, executive compensation, and insurance.
The firm does not provide discretionary portfolio management or custody of client assets and instead delivers written analyses and implementation recommendations under fixed, hourly, or negotiated planning and consulting arrangements. Its planning process uses tools such as MoneyGuide Pro, Kwanti, and FI360, along with Monte Carlo and distribution‑optimization analyses; pension consulting work includes IPS preparation, non‑discretionary plan‑ and participant‑level advice, and ongoing performance monitoring.
What distinguishes the firm from many peers is the explicit absence of percentage‑of‑AUM fees and in‑house asset management—clients who need ongoing portfolio management are typically coordinated with an affiliated registered adviser. The brochure also discloses that firm representatives are licensed insurance agents who may earn commissions on insurance sales, a potential conflict of interest the firm describes and discloses.
Client services
Expertise
Fee options
Fixed fee for financial planning services, negotiable; individual planning modules range from $250 to $5,000.
$0 - $150,000: 2.00% $150,001 - $350,000: 2.00% $350,001 - $1,000,000: 2.00% $1,000,000 - $3,000,000: 1.50% $3,000,001 - $5,000,000: 1.50% $5,000,001 - $10,000,000: 1.00%
Commission-based compensation earned by licensed insurance agents affiliated with the firm for selling insurance products, including to clients.
$250 to $350 per hour, negotiable depending on complexity and scope.
Ongoing retainer financial planning services paid monthly or quarterly in advance.
Fee-only: Hourly fee from $250 to $350 per hour, negotiable; Fixed fees for financial planning services range from $250 to $5,000 for individual planning modules; ongoing retainer financial planning fees paid monthly or quarterly in advance.
Main office
10710 W. 143rd Street, Suite 12
Orland Park IL 60462
Advisors at this office
2
Most active in
Illinois
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Terrence H
CFP®, Series 63, Series 66
Orland Park, IL
Brickwork Financial Planning, LTD
Terrence Heafey is a CFP® with 30 years of industry experience, currently serving at Brickwork Financial Planning, LTD in Orland Park, IL. His prior work includes roles at 4 Wealth Advisors, Inc., PURSHE KAPLAN STERLING INVESTMENTS, Inc., and A.G. Edwards & Sons, Inc. He is also a member of the Palos Consolidated Elementary School District 118 School Board. Brickwork Financial Planning provides financial planning and consulting services to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm offers written analyses and implementation recommendations without discretionary portfolio management, charging fees based on fixed, hourly, or negotiated planning arrangements.
Ryan K
CFP®, Series 66
Orland Park, IL
Brickwork Financial Planning, LTD
Ryan Kavois is a CFP® professional with 20 years of industry experience, currently serving at Brickwork Financial Planning, LTD. He has held roles at firms including 4Wealth Advisors, Inc., IPI Asset Management, Inc., and Wells Fargo Clearing. Kavois is also involved in insurance sales as an owner and officer of Brokerage Unlimited. Brickwork Financial Planning offers financial planning and consulting services to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm focuses on written analyses and implementation recommendations without discretionary portfolio management, emphasizing fixed or hourly fee arrangements and using tools such as MoneyGuide Pro and FI360 to support its planning process.
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