Bristol Financial LLC

Bristol Financial LLC provides portfolio management, financial planning and consulting to individuals, high‑net‑worth individuals and business entities, servicing roughly 51 clients and reporting $84 million in assets under management. Its services include creating individualized Investment Policy Statements, recommending model portfolios, selecting third‑party advisers, and offering complimentary financial planning to clients who engage for portfolio management.

The firm operates primarily on a non‑discretionary basis — reporting $84 million of non‑discretionary AUM and stating that it does not exercise investment discretion — and also provides non‑discretionary advice on approximately $72.8 million of held‑away assets. Bristol Financial uses fundamental analysis and a mix of strategies (including long‑term equity positions, short sales and options), and it sponsors a wrap fee program that bundles portfolio management and transaction costs into a single fee arrangement.

Distinctive aspects relative to peers include the uncommon combination of primarily non‑discretionary assets while acting as a wrap program sponsor, and its involvement with alternative investments and private placements (including a stated intention to assess holdings in an “iSelect Fund” structure) and performance‑based arrangements. The firm also does not aggregate trades across clients and routinely directs clients to specified custodians, practices that can affect trade execution and how transaction costs are allocated.