Broad Brook Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Broad Brook Financial provides customized financial planning, investment management, and on-demand financial advice to individual investors and small businesses. Like many independent advisers, it offers both portfolio management and separate planning or hourly engagements tailored to each client’s circumstances.
The firm emphasizes active asset-allocation decisions implemented primarily with passive exchange-traded funds and exchange-traded notes, maintaining broadly diversified core holdings alongside smaller opportunistic tilts guided by technical and economic-cycle analysis. It operates on a non-discretionary basis—making trade recommendations that clients execute—and conducts regular reviews (monthly when account information is provided) to monitor net worth, liquidity and allocation ranges.
Distinctive features disclosed in the brochure include the regular use of ETNs alongside ETFs, which introduces additional liquidity and credit risks compared with standard mutual funds, and a formal practice of monthly disclosure of the adviser’s personal asset allocation and trades for transparency. The brochure also notes that the firm’s principal has declined to renew membership in the CFA Institute and will relinquish use of the CFA charter effective July 1, 2026.
Client services
Expertise
Fee options
Fixed fee for financial planning $500-$3,000
$0 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001 - $3,000,000: 0.50% $3,000,001+: 0.25%
$125 per hour for general financial advisory services
Fee-only: Fixed fee for financial planning $500-$3,000 depending on complexity; hourly rate $125 for general financial advisory services
Main office
Chelmsford MA
Advisors at this office
1
Most active in
Massachusetts
Also doing business as
Broad Brook Financial · Broad Brook Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)