Charlotte, NC Office
TeamData sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Cape Investment Advisory, Inc.
Multi-team
Firm-wide stats for Cape Investment Advisory, Inc.
About
Cape Investment Advisory, Inc. serves individuals (both non‑high‑net‑worth and high‑net‑worth), businesses, qualified pension and profit‑sharing plans, individual retirement accounts, trusts and other entities. The firm provides discretionary and nondiscretionary portfolio management, investment monitoring, financial planning, a wrap‑fee advisory program, and access to third‑party and affiliated asset managers.
The firm’s process begins with personal discussions to establish clients’ financial situation, objectives, time horizon and risk tolerance, and it constructs asset allocation plans informed by historical risk/return data and optimization software. Portfolios are implemented either by CIA’s IARs acting as portfolio managers, by sub‑managers using model portfolios, or by recommended third‑party asset managers (TPAMs/AAMs), with periodic reviews generally conducted quarterly and at least annually.
The brochure discloses that certain IARs have reportable disclosure events, including a dismissed assault charge, prior inaccuracies on insurance applications that resulted in licensing discipline, a failure‑to‑supervise matter that led to a six‑month prohibition from serving as a broker‑dealer principal, and a civil court order to repay credit‑card debt. The firm also discloses multiple affiliated businesses (an insurance agency and a broker‑dealer), arrangements under which TPAMs may provide remuneration to CIA, and practices such as allowing IARs to manage client accounts without the same evaluation applied to TPAMs and not voting proxies or taking action in class‑action suits on clients’ behalf.
Based on Cape Investment Advisory, Inc.
Expertise
Based on Cape Investment Advisory, Inc.
Location
300 E Kingston Ave
Charlotte NC 28203
Advisors at this office
2
Advisors at this office
David W
Series 63, Series 65
Charlotte, NC
Cape Investment Advisory, Inc.
David Welton is a financial advisor with Cape Investment Advisory, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. His prior roles include positions at American Global Wealth Management, CAPE Securities, Hobart Private Capital, and G.F. Investment Services. Outside of advisory work, he is an insurance agent specializing in fixed insurance and fixed annuity products, with over five decades in the insurance industry. Cape Investment Advisory provides discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, corporations, and qualified plans. The firm supports approximately 1,624 clients through a multi-office network of around 40 advisors and employs a flexible investment approach that includes fundamental, technical, and macroeconomic analysis.
Heather H
Series 66
Charlotte, NC
Cape Investment Advisory, Inc.
Heather Hammonds is a financial advisor at Cape Investment Advisory, Inc. with one year of industry experience. She holds a Series 66 credential and has worked with firms including American Global Wealth Management and John Tonissen. Outside of finance, she is an owner and member manager of Spot On Roofing & Solar LLC, where she manages the company's bookkeeping. Cape Investment Advisory provides investment management, financial planning, and retirement plan advisory services to individuals, trusts, corporations, and qualified plans. The firm supports approximately 1,624 clients through a network of about 40 advisors and employs a model that allows advisors flexibility in tailoring asset allocation and portfolio construction using fundamental, technical, and macroeconomic analysis.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)