Capital Endurance Group, Inc

Capital Endurance Group provides comprehensive wealth management and stand‑alone financial planning to individual and high‑net‑worth clients, offering discretionary portfolio management across ETFs, mutual funds, equities, fixed income, REITs, and selected alternative investments. The firm’s brochure reports approximately $118,988,832 in discretionary assets under management and discloses a $2,000,000 minimum for comprehensive services (with the possibility of waivers in certain circumstances).

The firm’s investment approach combines goals‑based financial planning and Modern Portfolio Theory, typically implementing asset‑class allocations using low‑cost, low‑turnover ETFs and mutual funds while occasionally recommending alternative investments (generally limited to about 10% of a portfolio and aimed at accredited or qualified investors). The brochure also discloses that strategies may use borrowing (margin) and derivatives in separately managed accounts — including options strategies such as covered and uncovered options, spreads, and straddles — and describes related margin agreements and risk considerations.

Noteworthy operational features disclosed in the brochure include a client referral program that compensates referring clients (commonly via advisory‑fee discounts) and procedures to address custody challenges, such as annual surprise audits for 401(k) plan assets when the firm has trading authority. The firm also highlights access to an automated platform for foundational estate‑planning documents and notes that its advisory personnel hold advanced credentials (CFP and CFA), with custodial relationships on institutional platforms for trade execution and back‑office support.