Cary, NC Office

Capital Endurance Group provides wealth management and financial planning primarily to individual and high‑net‑worth clients through comprehensive discretionary portfolio management and stand‑alone limited engagement financial planning. Its services include goal‑based asset allocation using exchange‑traded funds and mutual funds, consideration of fixed‑income and alternative investments, and access to an automated platform for preparing foundational estate documents.

The firm’s investment approach references Modern Portfolio Theory and emphasizes low‑cost, low‑turnover securities, tax‑aware asset location, and quantitative analytics to manage risk and construct portfolios. It implements strategies on a discretionary basis and discloses that, when appropriate for a client’s objectives and risk profile, it may use leverage (margin) and derivatives (including options and short sales) as part of separately managed accounts.

Noteworthy features in the brochure that distinguish the firm from many peers include a small advisory team managing roughly $119 million of discretionary assets and a recently increased $5 million minimum for comprehensive services, a documented client referral program including participation in SmartAsset lead matching, and explicit disclosure of 401(k) plan oversight with independent surprise audits. The firm’s openness about the potential use of borrowing and derivative strategies in client accounts and its formal referral and lead‑generation arrangements are less common among similar supported firms.