Capital Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$608,875,091
Clients
289
Advisors
5
across 3 offices
About
Capital Planning, LLC provides wealth management, investment management, and financial planning and consulting to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, and businesses. The firm reports managing about $617.7 million across roughly 289 client relationships and typically requires a $1 million minimum for investment management engagements.
The firm structures advice around a four‑phase wealth planning process and a seven‑step investment workflow, and implements portfolios through CPC Models, custom models, third‑party independent managers, and Reporting Plus accounts. Capital Planning uses third‑party platforms (notably Envestnet) for reporting, trading, and overlay services and offers specialized strategies such as direct indexing (via a Goldman Sachs sub‑adviser), private fund recommendations, and variable annuity sub‑account management.
Compared with many team‑model firms, Capital Planning routinely offers educational seminars and webinars on topics like retirement planning, benefits, estate planning, and charitable giving, and provides a Reporting Plus service to consolidate “held‑away” assets for centralized monitoring. The brochure also discloses use of AI tools under an internal AI policy and detailed platform arrangements (Envestnet and Nationwide) and fee treatment for direct indexing and private funds—features prospective clients may want to review for their operational and cost implications.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for Financial Planning/Consulting Services from $1,000 to $25,000 or more; Initial fees billed 50% at engagement and 50% at completion; Annual and Investment Allocation Consulting fees billed quarterly in arrears.
$0 - $1,000,000: Wealth Management Services: 1.25% annually; Investment Management Services: 1.00% annually $1,000,000 - $5,000,000: Wealth Management Services: 1.00% annually; Investment Management Services: 0.85% annually $5,000,000 - $20,000,000: Wealth Management Services: 0.60% annually; Investment Management Services: 0.50% annually $20,000,000+: Custom Fee
Hourly fees for Financial Planning/Consulting Services range from $100 to $700 per hour.
Account minimum: $1,000,000 Fee-only: Fixed fees for Financial Planning/Consulting Services ranging from $1,000 to $25,000 or more based on complexity and scope; Hourly fees from $100 to $700 per hour.
Main office
See office10900 NE 4th Street, Suite 2300
Bellevue WA 98004
Advisors at this office
3
Offices (3)
Most active in
Arizona · California · Florida · Idaho · Montana · New Hampshire · Texas · Washington
Also doing business as
Capital Planning LLC · Capital Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
James K
CFP®, Series 63, Series 65
Palm Coast, FL
Capital Planning, LLC
James Kelley Jr. is a CFP® with 34 years of industry experience and currently serves as a financial advisor at Capital Planning, LLC, where he has worked since 2014. Prior to that, he spent 12 years at Cetera Wealth Services, LLC. Capital Planning, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and businesses. The firm employs a structured four-phase wealth planning process and a seven-step investment workflow, utilizing a mix of proprietary and third-party models and platforms.
Michael M
CFP®, ChFC®, Series 63, Series 65
Bellevue, WA
Capital Planning, LLC
Michael Miller is a CFP® and ChFC® with 41 years of experience in the financial services industry. He has worked at Capital Planning, LLC since 2014 and previously spent 12 years with Cetera Wealth Services, LLC. Miller is also licensed as a life and annuity insurance agent, a role he has held since 1983. Capital Planning, LLC serves individuals, high-net-worth clients, trusts, estates, charitable organizations, and businesses by providing wealth management, investment management, and financial planning services. The firm employs a structured approach to wealth planning and invests through a combination of proprietary models, third-party managers, and specialized strategies such as direct indexing and private fund recommendations.
Brenda L
ChFC®, Series 63, Series 65
Bellevue, WA
Capital Planning, LLC
Brenda Lee is a financial advisor at Capital Planning, LLC in Bellevue, WA, holding the ChFC® designation and Series 63 and 65 licenses with 20 years of industry experience. She has been with Capital Planning in various capacities since 2006. Outside of her advisory work, she is a demonstrator for Stamp' Up, a craft business. Capital Planning, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and businesses. The firm uses a structured wealth planning and investment process, implementing portfolios through multiple models and third-party managers, and offers specialized strategies including direct indexing and private funds.
Leigh W
Series 65
Marysville, WA
Capital Planning, LLC
Leigh Washington is a financial advisor at Capital Planning, LLC with a Series 65 credential and nine years of experience in the industry. Prior to joining Capital Planning, Washington worked for American Funds for three years. Capital Planning, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and businesses. The firm employs a structured planning process and utilizes multiple portfolio implementation strategies, including custom models and third-party managers, and offers educational seminars and a centralized asset monitoring service.
Christian M
Series 65
Bellevue, WA
Capital Planning, LLC
Christian Miller is a financial advisor at Capital Planning, LLC in Bellevue, WA, holding a Series 65 designation with two years of industry experience. His work history includes roles at Clear Conscience Sealants and Utah State University prior to joining Capital Planning. Capital Planning, LLC provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and businesses. The firm follows a structured wealth planning process and investment workflow, utilizing a mix of proprietary models, third-party managers, and specialized strategies such as direct indexing and private fund recommendations.
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