Marysville, WA Office

Capital Planning, LLC provides wealth management, investment management, and financial planning and consulting to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, and businesses. The firm reports managing about $617.7 million across roughly 289 client relationships and typically requires a $1 million minimum for investment management engagements.

The firm structures advice around a four‑phase wealth planning process and a seven‑step investment workflow, and implements portfolios through CPC Models, custom models, third‑party independent managers, and Reporting Plus accounts. Capital Planning uses third‑party platforms (notably Envestnet) for reporting, trading, and overlay services and offers specialized strategies such as direct indexing (via a Goldman Sachs sub‑adviser), private fund recommendations, and variable annuity sub‑account management.

Compared with many team‑model firms, Capital Planning routinely offers educational seminars and webinars on topics like retirement planning, benefits, estate planning, and charitable giving, and provides a Reporting Plus service to consolidate “held‑away” assets for centralized monitoring. The brochure also discloses use of AI tools under an internal AI policy and detailed platform arrangements (Envestnet and Nationwide) and fee treatment for direct indexing and private funds—features prospective clients may want to review for their operational and cost implications.