Ormond Beach, FL Office

Capstone serves individual and high‑net‑worth clients with fee‑based financial planning, qualified plan consulting, and discretionary portfolio management. The firm also places client assets with third‑party money managers through co‑advisor and solicitor arrangements and supports ongoing account services for those relationships.

Portfolios and financial plans are developed to reflect each client’s stated objectives, risk tolerance, net worth, time horizon and tax considerations, using fundamental, technical and cyclical analysis as appropriate. Capstone typically delivers financial plans within 30 days, reviews managed accounts at least quarterly, and may be granted discretionary trading authority for portfolio management.

This firm is notable for its staffing and business mix: roughly $62 million in assets under management is overseen by a single advisory professional with 243 client relationships, a client load that is uncommon for similarly supported firms. The managing member also operates an affiliated insurance practice — spending about half of his time as a licensed insurance agent and receiving compensation and profit sharing from related insurance entities — and the firm receives solicitor/co‑advisory payments from third‑party managers; these arrangements are disclosed to clients and described in the firm’s conflicts‑of‑interest procedures.