Cardinal Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$31,400,000
Clients
73
Advisors
1
of 1 employees
About
Cardinal Wealth Management, L.L.C. provides discretionary portfolio management, financial planning, and pension consulting for individuals (including high-net-worth clients), pension and profit-sharing plans, and charitable organizations. The firm’s brochure also notes services for corporate and insurance company clients and indicates it advises pension/401(k)-type plans and other institutional arrangements.
The firm documents client objectives in an Investment Policy Statement and typically seeks discretionary trading authority to implement asset allocation and security selection across mutual funds, equities, ETFs, fixed income, annuities, private placements and venture capital funds. Its stated methods include fundamental, cyclical, technical analysis and modern portfolio theory, and the firm may employ long-term and short-term trading, options, margin and short sales while delivering custodial account reporting on a regular basis.
Cardinal is unusual among independent advisers in disclosing affiliations with the insurance and legal professions and the firm’s ability to offer insurance products; its supervised persons are registered as insurance agents and broker-dealers, and the brochure describes the firm itself as an insurer in addition to advisory activities. The firm also highlights pension consulting and institutional portfolio management as core services and discloses related conflicts of interest and mitigation practices when offering commissionable insurance or broker-dealer products.
Client services
Expertise
Fee options
$2,000 to $10,000 for financial planning
$10,000 - $1,000,000: 1.50% $1,000,001 - $5,000,000: 0.99% $5,000,001 - $10,000,000: 0.70% $10,000,001+: 0.49%
$350 to $500 per hour
Account minimum: $10,000 for portfolio management; $1,000,000 for pension consulting (may be waived)
Main office
9045 Strada Stell Ct, Suite 305
Naples FL 34110
Advisors at this office
1
Most active in
Florida
Also doing business as
Cardinal Wealth Management · Cardinal Wealth Management, L.L.C. · Cardinal Wealth Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)