Cates FP, Cates Tax Advisory
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides investment management and comprehensive financial planning to individuals and high‑net‑worth clients, working with roughly 70 client relationships and managing about $48 million in discretionary assets. In addition to portfolio oversight, the firm offers ongoing financial and tax planning, personal and business tax return preparation, and IRS representation as part of its services.
The firm primarily follows a passive investment approach, building diversified asset‑class portfolios using index mutual funds and ETFs and tailoring asset allocation to each client’s goals and tax situation. Financial plans are delivered in modular form and monitored year‑round, with a structured review cycle that aligns tax preparation, retirement and benefits reviews, insurance and estate planning.
What distinguishes the firm from many independent peers is the integration of credentialed tax services with advisory work: the adviser operates an in‑house tax advisory practice and provides both tax return services and IRS representation alongside financial planning. The firm also works with specialized platforms when appropriate (for example, recommending low‑cost 529 and ORP/TSA solutions) and emphasizes institutional custodian relationships and quarterly reporting to support oversight.
Client services
Expertise
Fee options
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.75% $1,000,001 - $3,000,000: 0.50% $3,000,001+: 0.25%
Financial Planning hourly fee $250 per hour; IRS Representation and Resolution billing $175 per hour
Ongoing Financial and Tax Planning monthly fees ranging from $150 to $400 depending on complexity
Minimum fee: $5,000 minimum annual fee for Comprehensive Tax and Wealth Management service Fee-only: Ongoing Financial and Tax Planning fee from $150 to $400 per month depending on complexity; Hourly Financial Planning rate $250 per hour; Personal Tax Return Preparation fees $150 to $1,500; Business Tax Return Preparation fees $400 to $4,000; IRS Representation $175 per hour
Main office
Gainesville TX
Advisors at this office
1
Most active in
Texas
Also doing business as
Cates Financial Planning LLC · Cates Fp · Cates Fp, Cates Tax Advisory · Cates Tax Advisory
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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