Kula, HI Office

CAVU Wealth Management serves individuals (both non‑high‑net‑worth and high‑net‑worth), retirement plans, charitable organizations, and corporate clients, providing discretionary investment supervisory services, financial planning, and retirement‑plan advisory. The firm also offers participant account management for held‑away accounts (such as 401(k)s and HSAs) and delivers written financial plans and hourly consultations based on each client’s circumstances.

Portfolios are developed after detailed suitability data collection and are managed on a discretionary basis according to stated objectives, with account reviews at least quarterly and annual client meetings to update goals. The firm uses a mix of asset allocation, fundamental and technical analysis, mutual funds and ETFs, and option strategies (including covered calls and spreads) to pursue tax‑aware and risk‑managed implementations.

What is noteworthy for this team firm is its multi‑office footprint (five offices), which is larger than typical for similarly sized teams, and its explicit use of derivatives in separately managed accounts as an investment tool. CAVU also provides held‑away participant‑account management using order‑management systems to support tax‑efficient asset location and documents a client‑directed, educational approach to digital‑asset securities (acting on client requests rather than recommending direct cryptocurrency investments).