St Cloud, MN 1st St S Office

Eric Loberg is a financial advisor with Cetera, holding a Series 66 designation and 16 years of industry experience. He has been affiliated with various Cetera entities since 2007 and is currently based in St. Cloud, MN. Outside of his advisory role, he volunteers as an assistant youth hockey coach and serves as a USA Hockey official. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and unaffiliated managers, covering discretionary and non-discretionary account structures.

Eric Frieler is a financial advisor at Cetera with six years of industry experience. He holds the Series 66 designation and has prior work experience at Edward Jones and Scheels. Frieler’s background also includes roles at the University of North Dakota. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that supports various program structures and investment strategies.

Shane Keledy is a financial advisor at Cetera with four years of industry experience and holds the Series 66 designation. His work history includes roles at multiple Cetera entities since 2022, as well as prior experience at Jersey Real Estate Group and Papa's Tomato Pies. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, utilizing a multi-manager platform and a range of program options under discretionary and non-discretionary authorities.

Keith Sowada is a Series 66-licensed financial advisor with 13 years of industry experience. He is currently with Cetera, where he has worked since 2019 across several affiliated entities, and previously worked at Thrivent Financial for Lutherans from 2013 to 2019. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through more than 10,000 advisors.

Marcus Rick is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. His work history includes roles at several Cetera entities since 2023, as well as positions in the insurance and transportation sectors. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, encompassing discretionary and non-discretionary services, and supports a network of over 10,000 advisors managing more than $256 billion in assets.

David Kaluza is a financial advisor at Cetera with 27 years of industry experience and holds a Series 66 designation. He has worked with multiple Cetera entities and affiliated firms since 2005, including Summit Brokerage Services and First Allied Securities. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with various program options and custodial relationships.

Daniel Gallogly is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Cetera and its affiliates since 2022, prior to which he was with Princor Financial Services Corporation and Principal Life Insurance Company for 13 years. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or create custom strategies across various program structures and custodial relationships.

Scott Sobiech is a financial advisor with Cetera, holding a Series 63 designation and over 27 years of industry experience. He has worked with various Cetera entities since 1998 and has been with Cetera ADVISORS LLC since 2016. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Eric Bauer is a financial advisor with Cetera, holding a Series 66 designation and 15 years of industry experience. He has been with Cetera and its affiliated entities since 2011. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary investment strategies.

Chad Raiche is a financial advisor with Cetera in St. Cloud, MN, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked at Cetera since 2016, following earlier roles at Gradient Advisors, LLC, Independent Financial Group, LLC, and Dougherty & Associates Financial Advisors, Inc. Outside of his advisory work, Raiche co-chairs an amateur state baseball tournament and serves as a trustee board member at Annandale Evangelical Church. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporations, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform with multiple program structures and custodial relationships.

Daniel De Vargas is a financial advisor at Cetera with Series 66 credentials and one year of industry experience. His prior work includes roles at Cold Spring Brewery and several part-time positions before joining Cetera. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Eric Henry is a financial advisor at Cetera with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has been with various Cetera entities since 2013. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Corey Hacker is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been affiliated with multiple Cetera entities since 1999 and has prior experience with Guaranty Brokerage Services and Bancnorth Investment Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individual and institutional clients nationwide through a large network of independent advisors. The firm offers a range of portfolio management and retirement services with multiple program options and access to third-party money managers.

Christopher Gadacz is a Series 66-credentialed financial advisor at Cetera with 19 years of industry experience. He has been with Cetera and its affiliate Cetera Investment Services since 2012. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual clients, retirement plans, corporate and charitable entities, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers across various program structures and custodians.

Tren Dinius is a Series 66-licensed advisor with Cetera who has seven years of industry experience. He has been with Cetera and its affiliated entities since 2018 and previously worked at OneMaine Financial and Target. Outside of his advisory role, he serves as treasurer for the Swanville Athletic Booster, managing payments and fundraising activities. Cetera Investment Advisers LLC is an SEC-registered adviser that operates a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program structures, including access to third-party money managers and model portfolios.