Boston, MA Congress Street Office

Joseph Carroll Jr. is a financial advisor with Charles Schwab in Boston, MA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He previously worked at Fidelity in various roles from 2000 to 2021 before joining Charles Schwab in 2021. Outside of his advisory work, he manages a vacation home rental in Wellfleet, MA. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, combining multi-asset model portfolios with centralized custody and order-routing services.

Noam Gans is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank since 2026. Outside of his advisory role, he is appointed as an agent to sell non-securities insurance products for AGIA. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a large-scale, integrated operational structure.

Grace Hayes is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and four years of industry experience. She previously worked at Sage Hospitality and the University of Denver. Outside of finance, she has experience in retail, having worked at Ice Cream and Candy Bazaar. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Paul Bergeron is a CFP® professional with 28 years of experience in the financial industry. He has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2010. Based in Boston, MA, Bergeron works within a large institutional firm known for its comprehensive wealth advisory services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering a multi-asset investment approach supported by centralized custody and operational infrastructure.

Akash Samad is a financial advisor with Charles Schwab in Boston, MA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. He serves as a board member at large for the Eastern Massachusetts Chapter of the Penn State Alumni, where he assists with organizing charity and social events. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by a centralized operational structure and multi-asset investment approaches.

Christopher Ferguson is a financial advisor at Charles Schwab in Boston, MA, holding a Series 66 designation. He has experience at Charles Schwab Bank and Charles Schwab since 2023 and previously worked at Aflac and in full-time education roles from 2013 to 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by centralized custody and operational services.

Jonathan Lococo is a financial advisor with Charles Schwab in Boston, MA, holding a Series 66 designation and nine years of industry experience. He has worked at Charles Schwab Bank since 2017 and Charles Schwab & Co., Inc. since 2016. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a mix of non-discretionary and discretionary advisory solutions supported by multi-asset model portfolios and centralized operational infrastructure.

Annalea Ambraziejus is a Series 66-licensed financial advisor with seven years of industry experience. She has worked at Charles Schwab since 2022 and previously held roles at TD Ameritrade, Inc. and Balance Wealth Advisors. Her background also includes positions at the University of Alabama and its Gorgas Library. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment due diligence process.

Michael Starr is a financial advisor at Charles Schwab with 16 years of industry experience. His prior roles include positions at BlackRock Investments, LLC and Riversource Fund Distributors, Inc. He also worked with BiggerPockets LLC for one year. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management using multi-asset model portfolios and provides centralized custody, order-routing, and alternative investment services.

Jeffrey Richards is a financial advisor with Charles Schwab based in Boston, MA, holding Series 63 and Series 65 licenses and 25 years of industry experience. He previously worked at TD Ameritrade Investment Management and TD Ameritrade, Inc. Outside of his advisory work, he serves as a co-trustee on a family trust that manages residential rental properties. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and a structured due diligence process for alternative investments within an integrated operational framework.

Andrea Patino Galindo is a financial advisor at Charles Schwab with four years of industry experience. She holds Series 66 and Series 63 licenses. Prior to her current role, she briefly worked at Northwestern Mutual and Fidelity Investments. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a combination of non-discretionary and discretionary advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm integrates brokerage, custody, and advisory services on a large scale with centralized supervision and a formal alternative investments program.

Jamie O Brien is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and previously worked at Loomis Sayles/Daley and Associates. Before entering the financial industry, he was involved in the food service sector at Marylou's Coffee. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and institutional due diligence.

Ishaan Mundra is a financial advisor at Charles Schwab in Boston, MA, holding a Series 66 designation with one year of industry experience. His work history includes multiple roles within Charles Schwab and a brief tenure at Alku and Phillips Academy. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by integrated brokerage, custody, and operational capabilities.

Kyle Dagesse is a financial advisor at Charles Schwab with a Series 66 credential and three years of industry experience. His background includes roles at Fidelity Investments and Charles Schwab Bank, SSB. He is the founder of Zero Percent Clothing Company LLC, a clothing venture established to raise awareness. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advice with access to discretionary separately managed accounts and alternative investments.

Robert Brouthers is a financial advisor with Charles Schwab in Boston, MA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2014. Outside of his advisory role, he owns Robert Brouthers Fishing, a business he has operated since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment guidance using multi-asset model portfolios, combining centralized custody and brokerage functions with access to alternative investments and cash-sweep options.