New York City, NY E 42nd St Office

Steven Becker is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at Charles Schwab since 2018 and spent 18 years at Fidelity Investments prior to that. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management options, supported by multi-asset model portfolios and centralized operational infrastructure.

Laticia Bourne is a financial advisor at Charles Schwab with six years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Equitable Advisors, J.P. Morgan Securities, and JPMorgan Chase Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining integrated brokerage, custody, and advisory services with access to multi-asset model portfolios and alternative investments.

Anthony Beharry is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and 12 years of industry experience. His prior roles include positions at TD Ameritrade and Fidelity Investments. Outside of finance, he is involved in acting at entertainment venues and theaters. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by integrated custody, brokerage, and alternative investment services.

Sam Flora is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at Fidelity Investments and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Michael Musto is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2019, following prior roles at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Daniel D’elia is a CFP®-certified financial advisor with 11 years of industry experience. He currently works at Charles Schwab in New York City, having been with the firm since 2022. Prior to Schwab, he was affiliated with Fidelity Personal and Workplace Advisors and Fidelity Investments from 2014 to 2022. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment guidance using multi-asset model portfolios and integrates brokerage, custody, and advisory functions within a centralized operational structure.

Philip Decandido is a financial advisor at Charles Schwab with 21 years of industry experience. He holds a Series 66 designation and previously worked at Fidelity Brokerage Services for 15 years before joining Charles Schwab in 2018. Decandido is also a board member of the Pelham Little League, where he is involved in organizing activities for youth baseball in his community. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach along with centralized custody and operational support.

Daniel Pak is a financial advisor at Charles Schwab with nine years of industry experience. He holds a Series 66 designation and has worked at firms including TD Ameritrade and AXA Advisors. Pak is based in New York City. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its wealth advisory wrap fee program and managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and provides integrated custody, brokerage, and advisory services.

Peter Sposato is a Series 66-licensed financial advisor with Charles Schwab & Co., Inc. He has prior experience working at Greater New York Agency and the Harrison Recreation Department, as well as a background in full-time education. He is based in New York City and has been with Charles Schwab since 2026. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance supported by multi-asset model portfolios and access to alternative investments through its centralized and integrated operational structure.

Daniel Devine is a financial advisor at Charles Schwab with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Charles Schwab Bank, Charles Schwab, and TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by centralized custody and operational infrastructure.

Nicholas Sica is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. He has held positions at Charles Schwab Bank, Great American Gas & Electric, Amalgamated Life, Nardone Construction, SUNY College at Oneonta, and John Meyer Consulting. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory recommendations and access to discretionary separately managed accounts, supported by multi-asset model portfolios and specialized due diligence on alternative investments.

Pasquale Ragosta is a financial advisor with Charles Schwab in New York City, holding Series 63 and Series 66 registrations and possessing 29 years of industry experience. He previously worked for Fidelity Brokerage Services, Inc. for 26 years before joining Charles Schwab in 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advice with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Robert Graham is a financial advisor at Charles Schwab with 24 years of industry experience. He holds a Series 66 designation and has worked at Charles Schwab since 2019, with prior experience at Fidelity Investments and Fidelity Personal and Workplace Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large-scale, integrated operational structure.

Tomasz Muczynski is a CFP® professional with 16 years of industry experience. He has worked at Charles Schwab Bank and Charles Schwab since 2018 and previously spent seven years with Fidelity Investments and its Personal and Workplace Advisors division. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and in-depth alternative investment due diligence.

Saira Khan is a financial advisor with Charles Schwab in New York City, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She previously worked at JP Morgan Securities LLC and JPMorgan Chase for five years and has experience at Food Sanitation Consultants and Florida International University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and a distinctive operational structure.