CINCaP Asset Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
CINCaP Asset Management provides wealth counseling and discretionary investment advisory services to individuals, families, trusts, estates, family businesses and certain charitable or institutional clients. The firm reports about $34.3 million in assets under management, a very small client roster, and offers ongoing portfolio management and financial planning without a stated account minimum.
The firm’s investment approach emphasizes long-term, strategic asset allocation with broad diversification, typically implemented with mutual funds and ETFs, disciplined rebalancing, and tax‑aware techniques such as tax‑loss harvesting and asset‑location decisions. CINCaP also uses third‑party managers and may recommend private investment funds, and it can employ margin and options strategies when authorized by clients.
Distinctive features include an affiliation with a broker‑dealer (CINCaP Investment Group) and shared senior management between the entities, which creates the potential for cross‑referrals and conflicts of interest that the firm discloses. The firm generally recommends accounts be custodied at RBC and discloses receipt of non‑transactional support and services from that custodian; one supervised person is also registered with the affiliated broker‑dealer and may be able to offer commission products.
Client services
Expertise
Fee options
$0 - $250,000: 0.60% - 2.50% $250,001 - $500,000: 0.50% - 2.50% $500,001 - $1,000,000: 0.48% - 2.50% $1,000,001 - $2,000,000: 0.46% - 2.25% $2,000,001 - $3,000,000: 0.44% - 2.25% $3,000,001 - $4,000,000: 0.42% - 2.00% $4,000,001 - $5,000,000: 0.40% - 2.00% $5,000,001 - $10,000,000: 0.30% - 2.00% Above $10,000,000+: Negotiable
Fee-only: Fees based on tiered percentage of assets under advisement; no commissions or performance fees; no minimum annual fee
Main office
455 Delta Avenue, Suite 207
Cincinnati OH 45226
Advisors at this office
2
Most active in
Indiana · Ohio
Also doing business as
Cincap Asset Management · Cincap Asset Management, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Fred O
Series 63
Cincinnati, OH
CINCaP Asset Management
Fred Overbeck is a financial advisor at CINCaP Asset Management with 20 years of industry experience. He holds the Series 63 designation and previously worked at Ross, Sinclaire & Associates for 16 years. Overbeck is also the COO of CINCaP Investment Group and Asset Management. CINCaP Asset Management offers wealth counseling and discretionary investment advisory services to individuals, families, trusts, estates, family businesses, and certain charitable or institutional clients. The firm emphasizes long-term, strategic asset allocation with broad diversification, using mutual funds, ETFs, disciplined rebalancing, and tax-aware techniques.
James H
Series 66
Cincinnati, OH
CINCaP Asset Management
James Hartke II is a financial advisor at CINCaP Asset Management with 20 years of industry experience. He holds a Series 66 credential and previously worked at Ross Sinclaire and Associates, LLC, Natcity Investments, Inc., and A. G. Edwards & Sons, Inc. His current role at CINCaP began in 2024, following six years with CINCaP Investment Group, LLC. CINCaP Asset Management provides wealth counseling and discretionary investment advisory services to individuals, families, trusts, estates, family businesses, and certain charitable or institutional clients. The firm manages approximately $34.3 million in assets with a focus on long-term strategic asset allocation, broad diversification, and tax-aware investment techniques.
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